Mortgage Lender Reviews & Ratings » Lit Financial
About Lit Financial
Overview
Lit Financial Corporation is a mortgage lender based in Troy, Michigan. The company offers a range of mortgage solutions to help clients secure home loans with competitive rates and personalized service. Lit Financial Corporation operates under several trade names, including Ascent Mortgage Corporation and LitFinancial, and presents itself as a partner that guides clients through the mortgage process.
According to their website, Lit Financial Corporation provides services for buying new homes, refinancing existing mortgages, and tapping into home equity. They emphasize their commitment to providing clear mortgage solutions tailored to individual needs, with a focus on building lasting relationships with their clients.
Business Type
Lit Financial Corporation is registered as a corporation. It functions as a direct lender, offering services for both home purchases and refinancing options.
Website Branding
Lit Financial Corporation operates its public website at litfinancial.com. The company uses several trade names, including Ascent Mortgage Corporation, LitFinancial, and Lit Financial Corporation of MI, to present itself in the market.
Headquarters
The primary address for Lit Financial Corporation is 3221 West Big Beaver Rd Suite 313, Troy, MI 48084, United States. The company was formed in the state of Michigan.
Years in Operation
Lit Financial Corporation was founded on October 17, 2023, making it operational for approximately 3 years as of 2026.
Loan Types
Lit Financial Corporation offers a variety of loan products, including Conventional, FHA, VA, Jumbo, Home Equity Loans, Reverse Mortgages, and Non-QM loans.
Licensing Footprint
Lit Financial Corporation is licensed to operate in the states of Arizona, Illinois, Indiana, Michigan, Minnesota, Missouri, and Oregon. Licensing information was sourced from the company's website.
Scale
Lit Financial Corporation operates 2 branches located in Arizona and Michigan, indicating a modest geographic presence.
Reputation
No notable industry awards or recognition were identified for this lender at this time. According to the Better Business Bureau, Lit Financial Corporation is not currently accredited and does not have a BBB rating.
NMLS ID
The NMLS company ID for Lit Financial Corporation is 2553292. Consumers can verify the company's licensing status at the NMLS Consumer Access website.
Disclaimer
This profile is for informational purposes only. The NMLS ID for Lit Financial Corporation is 2553292. Licensing information is subject to change, and readers should verify details directly with the lender or at the NMLS Consumer Access website.
NMLS #2553292 — Verify on NMLS Consumer Access — Profile last updated: April 2, 2026