Loan Factory, Inc. NMLS #320841
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Key Facts
- Lender or brokerLoan Factory, Inc.
- NMLS #320841
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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About Loan Factory, Inc.
Overview
Loan Factory, Inc. is a mortgage company based in San Jose, California. It offers home loan options for borrowers buying a home or refinancing, with products that include conventional, government-backed, jumbo and non-QM mortgages.
The company’s consumer-facing names include Loan Factory, Hi-Mark Realty & Mortgage and Rally Point Mortgage.
Mortgage options
Loan Factory, Inc. lists conventional loans, adjustable-rate mortgages, FHA loans, VA loans, USDA loans, jumbo loans, HELOCs and reverse mortgages. Its specialty and non-QM options include bank statement loans, DSCR loans for rental-property income, asset-qualifier loans and foreign national loans, along with FHA streamline refinance and VA IRRRL refinance options.
How it works
Borrowers can request a rate quote and set a rate alert. Loan Factory, Inc. also offers a downloadable app and a sign-in option for borrowers using its digital tools.
Locations
Loan Factory, Inc. has 63 branches across 24 states.
Company details and licensing
Loan Factory, Inc. is a corporation formed in California, United States, on 07/11/2006. Its headquarters are at 2195 Tully Road, San Jose, California 95122.
NMLS lists Loan Factory, Inc. under company ID 320841. Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #320841 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is Loan Factory, Inc.'s NMLS number?
Loan Factory, Inc.'s NMLS number is 320841. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Loan Factory, Inc.'s NMLS ID?
Yes. We checked Loan Factory, Inc.'s company name and NMLS ID against the NMLS record on October 27, 2025. They've been in our lender network since July 2018. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Loan Factory, Inc.?
This page has Loan Factory, Inc.'s NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.