Mortgage Lender Reviews & Ratings » LoanDepot
About LoanDepot
Overview
loanDepot is a prominent mortgage lender operating under the legal name loanDepot.com, LLC. They are known for providing a range of mortgage lending and refinance services across the United States. As a significant player in the non-bank lending sector, loanDepot serves a diverse clientele, offering various loan products to meet different financial needs.
According to their website, loanDepot positions itself as a trusted partner in homeownership, providing solutions for buying a home, refinancing, and accessing home equity. Their services are available in multiple states, reflecting their expansive reach in the mortgage industry.
Business Type
loanDepot operates as a Limited Liability Company, functioning as a direct lender. They offer both purchase and refinance mortgage solutions, catering to a wide range of borrower needs.
Website Branding
loanDepot is publicly represented through several URLs, including www.loandepot.com, www.ldwholesale.com, and www.mello.com. They operate under numerous trade names such as LoanDepot.com, O2Funding, LDWholesale, Mortgage Master, and imortgage, among others.
Headquarters
loanDepot's primary headquarters is located at 6561 Irvine Center Drive, Irvine, CA 92618, United States. The company was formed in Delaware.
Years in Operation
loanDepot was founded on November 23, 2009, which means they have been in operation for 17 years as of 2026.
Loan Types
loanDepot offers a variety of loan products, including FHA loans, VA loans, Home Equity Loans, and Adjustable Rate Mortgages (ARMs).
Licensing Footprint
loanDepot is licensed to operate in several states, including California, Hawaii, Idaho, Illinois, Indiana, Michigan, Minnesota, Missouri, New Jersey, and Oregon. Licensing information was obtained from the company's website.
Scale
loanDepot has a significant geographic presence with 684 branches across various states, including Alaska, Alabama, Arkansas, Arizona, California, and many others.
Reputation
loanDepot holds an A+ rating from the Better Business Bureau, although they are not accredited by the BBB.
NMLS ID
loanDepot's NMLS company ID is 174457. Consumers can verify their license status at the NMLS Consumer Access website.
Disclaimer
This profile is for informational purposes only. loanDepot's NMLS ID is 174457. Licensing information is subject to change, and readers should verify directly with the lender or at the NMLS Consumer Access website.
NMLS #174457 — Verify on NMLS Consumer Access — Profile last updated: April 1, 2026