Mortgage Lender Reviews & Ratings » LoanDepot
Key Facts
- LenderLoanDepot
- NMLS # 174457
- Overall rating4.6 out of 5
- Total reviews14594
- Review sourceAverage Available Sources
- Last updated
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About LoanDepot
Overview
loanDepot is a prominent mortgage lender operating under the legal name loanDepot.com, LLC. They are known for providing a range of mortgage lending and refinance services across the United States. As a significant player in the non-bank lending sector, loanDepot serves a diverse clientele, offering various loan products to meet different financial needs.
According to their website, loanDepot positions itself as a trusted partner in homeownership, providing solutions for buying a home, refinancing, and accessing home equity. Their services are available in multiple states, reflecting their expansive reach in the mortgage industry.
Business Type
loanDepot operates as a Limited Liability Company, functioning as a direct lender. They offer both purchase and refinance mortgage solutions, catering to a wide range of borrower needs.
Website Branding
loanDepot is publicly represented through several URLs, including www.loandepot.com, www.ldwholesale.com, and www.mello.com. They operate under numerous trade names such as LoanDepot.com, O2Funding, LDWholesale, Mortgage Master, and imortgage, among others.
Headquarters
loanDepot's primary headquarters is located at 6561 Irvine Center Drive, Irvine, CA 92618, United States. The company was formed in Delaware.
Years in Operation
loanDepot was founded on November 23, 2009, which means they have been in operation for 17 years as of 2026.
Loan Types
loanDepot offers a variety of loan products, including FHA loans, VA loans, Home Equity Loans, and Adjustable Rate Mortgages (ARMs).
Licensing Footprint
loanDepot is licensed to operate in several states, including California, Hawaii, Idaho, Illinois, Indiana, Michigan, Minnesota, Missouri, New Jersey, and Oregon. Licensing information was obtained from the company's website.
Scale
loanDepot has a significant geographic presence with 684 branches across various states, including Alaska, Alabama, Arkansas, Arizona, California, and many others.
Reputation
loanDepot holds an A+ rating from the Better Business Bureau, although they are not accredited by the BBB.
NMLS ID
loanDepot's NMLS company ID is 174457. Consumers can verify their license status at the NMLS Consumer Access website.
Disclaimer
This profile is for informational purposes only. loanDepot's NMLS ID is 174457. Licensing information is subject to change, and readers should verify directly with the lender or at the NMLS Consumer Access website.
NMLS #174457 — Verify on NMLS Consumer Access — Profile last updated: April 1, 2026
Ratings & Reviews
Loan Depot People Focus
Loan Depot was seamless, professional, and responsible. Team left you with the supporting sense that they really have the customers back not only for this transaction but also for subsequent transactions.
To save my future
Thank for accepted for yours concentrate
Our loan agent was very nice
Our loan agent was very nice, courteous and so helpful..she was very patient with us and answered all our questions.
She really worked for us to get the best refinance and was looking out for our best interests and kept us in the loop with lots of phone conversations.
She is a great asset to LoanDepot!
In need of loan emergencie
Worked well with me and really helped out alot thanks
possitive
very trusted and helpful lender
Possitive Activity
Very trusted site. You can believe any lender of this site
So far everything through Loan Depot…
So far everything through Loan Depot has been good, our loan officer Bassel Elbathy, has been very explanatory about every detailed thing where it was made clearly to us.
It was simple
It was simple, easy and working with John Yoo, he is a rock star.
He was totally professional and knowledgeable.
When looking for a mortgage or to refinance, look no further than Loandepot.
Thanks John for being you !!!
LoanDepot
Michael Accardo was amazing! He was very helpful and professional! I will recommend more people to go through loandepot because of Michael.
Thank you.
My agent Chris Estrada did a fantastic…
My agent Chris Estrada did a fantastic job of helping me whenever I had a question! Customer service is on point! If I ever need another loan in the future I know I will choose loan depot!!!! Highly recommend!!
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Alex Garcia did an excellent job...
Alex Garcia did an excellent job explaining the loans available and negotiated on my behalf in order to get the monthly loan payments close to the payment that I wanted. He was very pleasant helpful and knowledgeable and has a great sense of humor. It was nice not be be bombarded with phone calls by him. He gave me time to think everything through and make my decision. I was very satisfied with him and would recommend him and Loan Depot to friends and family.
Frequently Asked Questions
What is LoanDepot's NMLS number?
LoanDepot operates under NMLS #174457. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
How is LoanDepot rated by customers?
LoanDepot has an average rating of 4.6 out of 5 based on 14594 reviews aggregated from Average Available Sources.
Where can I read reviews of LoanDepot?
Verified consumer ratings and reviews of LoanDepot are published on this FreeRateUpdate.com lender profile page.