LoanLeaders of America NMLS #2070
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Who is LoanLeaders of America?
LoanLeaders of America (NMLS #2070) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerLoanLeaders of America
- NMLS #2070
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- Filed asLOANLEADERS OF AMERICA, INC.
- 2025 home loan decisionsOf 118 applications decided by LOANLEADERS OF AMERICA, INC. in 2025, 117 were originated, 0 were approved but not accepted by the borrower, and 1 was denied.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 24 applications were withdrawn by the borrower, 37 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right -- withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender -- and none of them is a lending decision.
- Median rate spread0.378 (reported on 117 originations)
That is an approval rate of 99.2%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$13,524.80 — originated closed-end household loans, 2025, 117 of 117 loans. FFIEC HMDA data browser.
- Median origination charges$7,500.79 — originated closed-end household loans, 2025, 114 of 117 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types40 Conventional, 66 FHA, 11 VA, 0 USDA, 0 Unknown — of 117 reported originations, 2025. FFIEC HMDA data browser.
Evidence read 2026-10-21T00:20:45+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for LOANLEADERS OF AMERICA, INC. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About LoanLeaders of America
Overview
Loanleaders of America, Inc. is a residential mortgage lender that works with borrowers buying a home or refinancing an existing residence.
Mortgage options
Mortgage options include conventional loans, jumbo loans, FHA loans, VA loans, and home renovation loans. The company also identifies investment-property financing among its offerings.
Locations
Loanleaders of America, Inc. has one branch in Arizona.
Company details and licensing
Loanleaders of America, Inc. is a corporation formed in California on January 11, 1999. Its headquarters are at 1401 Dove Street, Suite 340, Newport Beach, California 92660. Trade names include American Prime Rate, HOME123MORTGAGE, and Home123 Mortgage. The NMLS company ID is 2070.
Loanleaders of America, Inc. is licensed in Arizona, California, Colorado, Florida, Georgia, Louisiana, Maryland, North Carolina, New Jersey, Pennsylvania, South Carolina, Texas, Virginia, and Washington.
Verify NMLS #2070 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is LoanLeaders of America's NMLS number?
LoanLeaders of America's NMLS number is 2070. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified LoanLeaders of America's NMLS ID?
Yes. We checked LoanLeaders of America's company name and NMLS ID against the NMLS record on February 5, 2026. They've been in our lender network since August 2013. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about LoanLeaders of America?
This page has LoanLeaders of America's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.