The Huntington National Bank NMLS #402436
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Who is The Huntington National Bank?
The Huntington National Bank (NMLS #402436) is a lender listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerThe Huntington National Bank
- NMLS #402436
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- Filed asThe Huntington National Bank
- 2025 home loan decisionsOf 77,905 applications decided by The Huntington National Bank in 2025, 51,203 were originated, 2,106 were approved but not accepted by the borrower, and 24,596 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 68.4%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 11,868 applications were withdrawn by the borrower, 574 were closed for incompleteness, and 6,688 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.523 percentage points above the average prime offer rate (reported on 51,112 originations, 91 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$4,271.65 — originated closed-end household loans, 2025, 21,627 of 21,640 loans. FFIEC HMDA data browser.
- Median origination charges$1,395.00 — originated closed-end household loans, 2025, 21,627 of 21,640 loans. FFIEC HMDA data browser.
- Median lender credits$2,189.75 — originated closed-end household loans, 2025, 13,413 of 21,640 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types48,593 Conventional, 1,975 FHA, 594 VA, 41 USDA — of 51,203 reported originations, 2025. FFIEC HMDA data browser.
Evidence read October 20, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for The Huntington National Bank — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
Bank facts
The Huntington National Bank held $283,073,605,000 in total assets as of June 30, 2026, per the FDIC (certificate 6560). The FDIC and NMLS records both place it in Columbus, Ohio. FDIC deposit insurance covers deposits held at the bank. It is the bank's coverage and does not extend to any mortgage.
About The Huntington National Bank
Overview
The Huntington National Bank is a bank that makes residential mortgage loans. Its primary regulator is the Office of the Comptroller of the Currency.
Mortgage options
In 2025, The Huntington National Bank made conventional, FHA, VA and USDA loans. Its loans that year were for home purchases, refinances, cash-out refinances and home improvement.
Company details and licensing
The legal entity is The Huntington National Bank, with headquarters at 17 South High Street, Columbus, Ohio 43215. Its NMLS company ID is 402436. Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #402436 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is The Huntington National Bank's NMLS number?
The Huntington National Bank's NMLS number is 402436. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified The Huntington National Bank's NMLS ID?
Yes. We checked The Huntington National Bank's company name and NMLS ID against the NMLS record on January 15, 2026. They've been in our lender network since October 2015. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about The Huntington National Bank?
This page has The Huntington National Bank's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.