The Mortgage Firm NMLS #189233
Who is The Mortgage Firm?
The Mortgage Firm (NMLS #189233) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerThe Mortgage Firm
- NMLS #189233
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 3,645 applications decided by THE MORTGAGE FIRM, INC. in 2025, 3,270 were originated, 267 were approved but not accepted by the borrower, and 108 were denied.
- Median rate spread0.441 (reported on 3,264 originations, 6 reported no spread at all -- a median of what was reported, not of everything originated)
That is an approval rate of 97%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-10T20:58:22+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for THE MORTGAGE FIRM, INC. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About The Mortgage Firm
Overview
The Mortgage Firm is a mortgage company that works with home buyers and homeowners. Borrowers can search for a loan officer and use mortgage calculators, guides, FAQs, a mortgage glossary, and loan servicing resources.
Mortgage options
Mortgage options include financing for buying a home, refinancing an existing mortgage, and loan programs tied to down payment assistance.
Locations
The Mortgage Firm has 116 branches in Alabama, Arizona, Florida, Georgia, Louisiana, Maryland, North Carolina, South Carolina, Tennessee, Texas, and West Virginia.
Company details and licensing
The Mortgage Firm, Inc. is a corporation formed in Florida, United States, on November 17, 1995. Its headquarters are at 921 Douglas Avenue, Suite 200, Altamonte Springs, Florida 32714. Trade names include Cahaba Mortgage Powered by The Mortgage Firm, Leap Mortgage, and Lakeway Lending Powered by The Mortgage Firm. The company’s NMLS ID is 189233. Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #189233 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is The Mortgage Firm's NMLS number?
The Mortgage Firm's NMLS number is 189233. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified The Mortgage Firm's NMLS ID?
Yes. We checked The Mortgage Firm's company name and NMLS ID against the NMLS record on February 23, 2026. They've been in our lender network since June 2014. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about The Mortgage Firm?
This page has The Mortgage Firm's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.