1Rate inc. NMLS #1948084

1Rate inc. logo

Key Facts

  • Lender or broker1Rate inc.
  • NMLS #1948084
  • FreeRateUpdate verificationFreeRateUpdate verified the company name and NMLS ID shown for 1Rate inc. against NMLS records on .
  • Network participant since1Rate inc. has participated in the FreeRateUpdate network of lenders and brokers since .
  • Profile updated
  • Biography reviewed byPaige Sutton, NMLS #1888684 ()

About 1Rate inc.

Overview

1Rate, Inc. is a Delaware corporation with a primary office in Silver Springs, Maryland. The company operates publicly through 1Rate.com and uses the 1RATE name on its mortgage broker website.

1Rate offers mortgage help for homebuyers in the DC, Maryland, and Virginia area. Its site gives buyers three starting points: expert advice, custom pricing, and pre-approval.

The company identifies VA loans, jumbo loans, and first-time buyers among its mortgage work. It is licensed in Idaho, Indiana, Maryland, Virginia, and the District of Columbia.

Business Type

1Rate, Inc. presents itself as a mortgage broker. Its business structure is a corporation.

For homebuyers, 1Rate offers paths for advice, custom pricing, and pre-approval. The materials provided for consumers focus on the purchase side of the mortgage process.

Website and Branding

The company’s public website is www.1Rate.com. It also uses the trade name 1Rate.com, Inc.

On its website, the brand appears as 1RATE and is presented as a DC, Maryland, and Virginia mortgage broker.

Headquarters

1Rate, Inc. has a primary address at 12123 Heritage Park Circle, Silver Springs, MD 20906, United States.

The company was formed in Delaware, United States.

Years in Operation

1Rate, Inc. was formed on December 16, 2019. Based on a 2019 formation date, the company has been in operation for about seven years in 2026.

Loan Types

1Rate identifies VA loans and jumbo loans among its loan offerings. Its site also includes pre-approval as a starting point for buyers preparing to make an offer.

Specialty

1Rate identifies VA loans, jumbo loans, and first-time buyers as areas of focus. Its public materials are written for buyers at several stages, from early planning to pre-approval.

Scale

1Rate, Inc. has 2 branches. Those branch locations are in Arizona and Texas.

NMLS ID

1Rate, Inc.’s NMLS company ID is 1948084. Consumers can verify license status through NMLS Consumer Access.

Disclaimer

This profile is for informational purposes only. 1Rate, Inc.’s NMLS ID is 1948084. Licensing information is subject to change, and consumers should verify details directly with the lender or through NMLS Consumer Access.

Verify NMLS #1948084 on NMLS Consumer Access

Sources

Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.

Frequently Asked Questions

What is 1Rate inc.'s NMLS number?

1Rate inc. operates under NMLS #1948084. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.

Has FreeRateUpdate verified 1Rate inc.'s NMLS ID?

Yes. FreeRateUpdate verified the company name and NMLS ID shown for 1Rate inc. against NMLS records on August 2, 2026. 1Rate inc. has participated in the FreeRateUpdate network of lenders and brokers since September 2022. This confirms company identity against the NMLS record; it is not an endorsement, and it does not verify licence status in any particular state.

Where can I learn more about 1Rate inc.?

1Rate inc.'s verified NMLS identity, company details, and source links when available are published on this FreeRateUpdate.com profile page.

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