Mortgage Lender Reviews & Ratings » 1st Financial inc.
1st Financial inc. NMLS #185076
Key Facts
- Lender1st Financial inc.
- NMLS # 185076
- Review sourceVerified FreeRateUpdate.com customers
- Last updated
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About 1st Financial inc.
Overview
According to NMLS records, 1st Financial, Inc. is a Maryland corporation with NMLS ID 185076. Its listed headquarters is in Millersville, Maryland.
The company website at ffiloans.com describes 1st Financial, Inc. as a mortgage banking firm founded in 2002 and serving consumers and industry partners. The site presents residential mortgage lending for home purchasing and home refinancing, with VA identified in the available loan type data.
Business Type
NMLS records list 1st Financial, Inc. as a corporation. The company website describes the business as a mortgage banking firm.
Based on the website text available, the company presents both home purchase and home refinance mortgage services. The evidence provided does not separately confirm a mortgage broker classification.
Website and Branding
Available website URLs for 1st Financial, Inc. are 1stFinancialInc.com and ffiloans.com. The successfully reviewed website was https://ffiloans.com, where the page title appears as "1st Financial, Inc. Moving You Forward. - Home."
Trade names listed in the available evidence are 1st Financial Lending, Inc. and FFI Loans, Inc. The ffiloans.com website presents the company under the 1st Financial, Inc. name.
Headquarters
According to NMLS records, 1st Financial, Inc. is headquartered at 401 Headquarters Drive, Suite 205, Millersville, Maryland 21108, United States.
NMLS records list the company as formed in Maryland, United States. The provided NMLS excerpt does not include prior address history.
Years in Operation
NMLS records list 1st Financial, Inc. as formed on 06/24/2002. Using 2026 as the current year, that places the company at about 24 years in operation.
Loan Types
The company website states that 1st Financial, Inc. offers residential mortgage loans for home purchasing and home refinancing. The available detected loan type data identifies VA loans.
The provided NMLS evidence does not list additional mortgage product categories. So the public product picture here is simple, purchase loans, refinance loans, and VA loans as identified from the website data.
Licensing Footprint
The available evidence did not return licensed states for 1st Financial, Inc. The NMLS Consumer Access page for company NMLS ID 185076 was listed, but the fetch status was blocked, and no licensed states were available.
Licensing information was not available from public sources at this time.
Scale
Available NMLS based branch data lists 21 branches for 1st Financial, Inc., with branch locations in Florida and Maryland.
No loan officer count, loan volume figure, or ranking information was provided in the evidence.
Reputation
A BBB search result in the available evidence lists 1st Financial, Inc. with an A+ rating and indicates that the company is not BBB accredited. The BBB evidence is marked with medium confidence, so it should be read as a third-party reference point.
No notable industry awards or recognition were identified for this lender at this time.
NMLS ID
According to NMLS records, the company NMLS ID for 1st Financial, Inc. is 185076.
Readers can verify license status and public regulatory information for this company through the NMLS Consumer Access website.
Disclaimer
This profile is for informational purposes only. 1st Financial, Inc. is listed with NMLS ID 185076.
Mortgage licensing information is subject to change. Readers should verify current licensing and company details directly with the lender or through NMLS Consumer Access.
NMLS #185076 — Verify on NMLS Consumer Access — Profile last updated: July 10, 2026
Frequently Asked Questions
What is 1st Financial inc.'s NMLS number?
1st Financial inc. operates under NMLS #185076. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
Where can I read reviews of 1st Financial inc.?
Verified consumer ratings and reviews of 1st Financial inc. are published on this FreeRateUpdate.com lender profile page.