Mortgage Lender Reviews & Ratings » 1st Nationwide Mortgage
Key Facts
- Lender1st Nationwide Mortgage
- NMLS # 1281
- Overall rating4 out of 5
- Total reviews2
- Review sourceVerified FreeRateUpdate.com customers
- Last updated
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About 1st Nationwide Mortgage
Overview
1st Nationwide Mortgage Corporation is listed in NMLS records as a California corporation with NMLS ID 1281. Its public website uses the 1st NWM branding and describes mortgage options for purchase, refinance, and investment-property financing.
The company's website focuses on borrowers whose income or property profile may not fit the usual paper trail, including self-employed borrowers, business owners, and real estate investors. It also lists traditional buyer categories and conventional loan options, so the menu is not limited to non-QM lending.
Business Type
According to NMLS records, 1st Nationwide Mortgage Corporation is organized as a corporation. The company is formed in California, United States.
The company website states that it “lend[s] and broker[s] across multiple states.” Based on that wording, the available website evidence describes both lending and brokering activity. The site presents purchase, refinance, and investment-property financing options.
Website and Branding
The public website provided for 1st Nationwide Mortgage Corporation is www.Nationwide1.com, which resolves in the evidence as https://www.nationwide1.com. The website page title uses “1st NWM” and describes “Bank Statement & DSCR Mortgages for Self-Employed.”
Publicly listed trade names include 1st Nationwide Mortgage, 1st nwm corporation, and 1stnwm.com.
Headquarters
According to NMLS records, 1st Nationwide Mortgage Corporation's main address is 100 Spectrum Center Dr #900, Irvine, CA 92618, United States.
NMLS records list the company as formed in California, United States. The evidence provided does not include address-history details.
Years in Operation
NMLS records list the company's formation date as 07/12/2005. Based on the 2026 current-year value in the evidence, that places 1st Nationwide Mortgage Corporation at about 21 years since formation.
Loan Types
The company website lists bank statement loans, DSCR investor loans, NONI investment loans, FHA loans, VA loans, conventional loans, jumbo loans, and USDA loans. The website also describes non-QM mortgages for self-employed borrowers and real estate investors.
Website-detected loan categories in the evidence include conventional, FHA, VA, home equity loan, and non-QM. For bank statement loans, the website states that borrowers may qualify using 12 to 24 months of personal or business bank statements, with no tax returns required. For DSCR investor loans, the website states that qualification is based on rental property cash flow rather than W-2s or employment verification.
Specialty
The company website presents bank statement loans, DSCR investor loans, and NONI investment loans under “Our Specialty Programs.” It frames these programs around self-employed borrowers, business owners, and real estate investors.
The site also states that it specializes in bank statement, DSCR, and investor loans, “not just conventional mortgages.” That is a website claim, and it is best read as the company's own description of its lending focus.
Licensing Footprint
Licensing information by state was not available from the public-source evidence provided at this time. The NMLS Consumer Access page was identified for company NMLS ID 1281, but the fetch status in the evidence was blocked and no licensed-state list was returned.
Scale
The evidence lists 1 branch for 1st Nationwide Mortgage Corporation. The listed branch state is Arizona.
No loan-officer count, production volume, or ranking information was included in the evidence provided.
Reputation
The company website displays “BBB A+” in the scraped text. Separately, the BBB search evidence provided did not return a confirmed BBB rating and lists accreditation as false with low confidence.
No notable industry awards or recognition were identified for this lender at this time.
NMLS ID
1st Nationwide Mortgage Corporation's NMLS company ID is 1281. Readers can use the NMLS Consumer Access website to verify current license status and related company information.
Disclaimer
This profile is for informational purposes only. 1st Nationwide Mortgage Corporation is listed with NMLS ID 1281.
Mortgage licensing information is subject to change. Readers should verify current licensing and eligibility details directly with the lender or through NMLS Consumer Access before relying on this information.
NMLS #1281 — Verify on NMLS Consumer Access — Profile last updated: July 10, 2026
Ratings & Reviews
Frequently Asked Questions
What is 1st Nationwide Mortgage's NMLS number?
1st Nationwide Mortgage operates under NMLS #1281. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
How is 1st Nationwide Mortgage rated by customers?
1st Nationwide Mortgage has an average rating of 4 out of 5 based on 2 reviews from verified FreeRateUpdate.com customers.
Where can I read reviews of 1st Nationwide Mortgage?
Verified consumer ratings and reviews of 1st Nationwide Mortgage are published on this FreeRateUpdate.com lender profile page.