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Veterans United Home Loans: 2025 loan data
Veterans United Home Loans's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as MORTGAGE RESEARCH CENTER, LLC
- Home loans closed82,764Loans it funded in 2025
- Approval rate71.9%Of applications it said yes or no to
- Typical loan costs$4,666.15Middle amount, before taxes, prepaids and escrow
- Typical lender fees$0.00Its own charges to make the loan
What it closes
82,764 home loans closed in 2025
Share of its 2025 home loans: 92% VA, 5% Conventional, 3% FHA and 0% Other types.
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asMORTGAGE RESEARCH CENTER, LLC
- 2025 home loan decisionsOf 116,688 applications decided by MORTGAGE RESEARCH CENTER, LLC in 2025, 82,764 were originated, 1,102 were approved but not accepted by the borrower, and 32,822 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 71.9%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 42,885 applications were withdrawn by the borrower, 18,616 were closed for incompleteness, and 46 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.25 percentage points below the average prime offer rate (reported on 82,764 originations)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$4,666.15 — originated closed-end household loans, 2025, 82,764 loans. FFIEC HMDA data browser.
- Median origination charges$0.00 — originated closed-end household loans, 2025, 82,764 loans. FFIEC HMDA data browser.
- Median lender credits$605.88 — originated closed-end household loans, 2025, 59,798 of 82,764 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types3,922 Conventional, 2,629 FHA, 76,057 VA, 156 USDA — of 82,764 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for MORTGAGE RESEARCH CENTER, LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.