Mortgage Lender Reviews & Ratings » Veterans United Home Loans
Veterans United Home Loans NMLS #1907
Average Available Sources
Based on 13478 Verified Customer Ratings
Key Facts
- LenderVeterans United Home Loans
- NMLS # 1907
- Overall rating4.9 out of 5
- Total reviews13478
- Review sourceAverage Available Sources
- Last updated
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About Veterans United Home Loans
Overview
Mortgage Research Center, LLC is listed in NMLS records as a Missouri limited liability company with NMLS ID 1907. Its primary address is in Columbia, Missouri, and the NMLS formation date is November 19, 2002.
Available public information connects Mortgage Research Center, LLC with a number of trade names and websites, including Veterans United Home Loans, Veterans United, First Residential Independent Mortgage, Paddio, VALoans.com, FHALoans.com, USDALoans.com, and refi.com. Its public-facing websites show mortgage offerings for home purchase and refinance, including VA, conventional, and FHA loans.
The evidence provided includes brands oriented toward military and veteran borrowers, as well as First Residential pages describing conventional, FHA, refinance, and down payment assistance information. That is the ledger as presented by the public records and the company websites, without adding flourishes to the margins.
Business Type
According to NMLS records, Mortgage Research Center, LLC is organized as a Limited Liability Company and was formed in Missouri, United States.
Public website evidence describes First Residential as a mortgage lender and shows both home purchase and refinance content. The available evidence does not clearly establish a direct lender versus mortgage broker classification beyond the mortgage lender branding shown on the website.
Website Branding
Publicly listed website URLs for Mortgage Research Center, LLC include www.VeteransUnited.com, www.vu.com, www.VAMortgageCenter.com, www.mortgageresearchcenter.org, www.veteranloancenter.com, Paddio.com, FirstResidential.com, and several local or individual loan officer sites.
Listed trade names include Veterans United Home Loans, Veterans United, Mortgage Research Center, Paddio, First Residential Independent Mortgage, First Residential Independent Mortgage Company, VALoans.com, VAMortgageCenter, VA Mortgage Center, Veteran Loan Center, Military United Home Loans, FHALoans.com, USDALoans.com, refi.com, Homefront, MeetHowie.com, and ComparisonCalculator.com. Other listed names include local Veterans United Home Loans and VA Mortgage Center variations for Colorado Springs, Hawaii, San Diego, Savannah, Idaho, Hampton Roads, Fayetteville, Jacksonville, Puget Sound, Rapid City, San Antonio, and Richmond.
Headquarters
NMLS records list Mortgage Research Center, LLC at 1400 Forum Blvd Suite 18, Columbia, Missouri 65203, United States.
The same NMLS record lists the company as formed in Missouri, United States. The provided evidence lists one primary address.
Years in Operation
According to NMLS records, Mortgage Research Center, LLC was formed on November 19, 2002. As of July 2026, that places the company at 23 years in operation.
Loan Types
Company website evidence shows VA loans, conventional loans, FHA loans, and refinance options. A Veterans United related page references VA loan preapproval, while the First Residential website lists conventional loans, FHA loans, and refinance options.
The First Residential website also references down payment assistance availability and states that conventional and FHA refinancing are available. It also says more loan options are available, but the provided excerpt does not name those additional loan types.
Specialty
Available public evidence shows several VA and military-oriented brands or pages tied to Mortgage Research Center, LLC, including Veterans United Home Loans, VALoans.com, Veteran Loan Center, Military United Home Loans, and VA Mortgage Center. One scraped page is titled “TEXAS VA LOANS” and describes a “Texas VA Loan Specialist at Veterans United Home Loans.”
Based on that evidence, some public-facing branding is focused on VA mortgage lending and military or veteran borrowers.
Licensing Footprint
The NMLS Consumer Access page in the provided evidence was blocked, so licensed states were not available from that source.
Based on the company website licensing evidence provided, Mortgage Research Center, LLC is associated with licenses in 11 states: Hawaii, Idaho, Illinois, Indiana, Mississippi, Missouri, Nevada, New Jersey, New York, Oregon, and Utah. Licensing information can change, and a company website licensing page should be verified against NMLS Consumer Access or the lender directly.
Scale
The provided evidence lists 43 branches for Mortgage Research Center, LLC.
Those branch locations are listed in 23 states: Alaska, Alabama, Arizona, California, Colorado, Florida, Georgia, Hawaii, Idaho, Illinois, Kansas, Kentucky, Missouri, Montana, North Carolina, Nebraska, Nevada, Oklahoma, South Carolina, Tennessee, Texas, Virginia, and Washington.
Reputation
The BBB evidence provided reports an A rating for Mortgage Research Center and indicates that the business is not BBB accredited. This BBB match is marked with medium confidence in the supplied evidence.
No notable industry awards or recognition were identified for this lender at this time.
NMLS ID
Mortgage Research Center, LLC is listed with NMLS company ID 1907. Consumers can use the NMLS Consumer Access website to verify license status and review public licensing records.
Disclaimer
This profile is for informational purposes only and is based on the evidence provided, including NMLS records and publicly available website information. Mortgage Research Center, LLC is listed with NMLS ID 1907.
Licensing information is subject to change. Readers should verify current licensing and availability directly with the lender or through NMLS Consumer Access before making mortgage decisions.
NMLS #1907 — Verify on NMLS Consumer Access — Profile last updated: July 11, 2026
Ratings & Reviews
Bill was great
This was the most seamless loan process I have ever gone through. My loan team delivered on time. Word of advice: complete your To-Do’s as soon as they hit your inbox. This is where you have the most control during this process. Bill Bales, his team, Kat in Client Advocate ...everyone was phenomenal and very professional! I wish I could leave them a 10 star and give them all a virtual hug!!!
Would Recommend
Veterans United really takes care of veterans. We felt respected, valued and well informed throughout the process. The team did everything they said they could and more. All tome lines were met or exceeded and closed before the tine stated! The support team really offered professional, courteous service and we are grateful for veterans United. Thank you for your service of Veterans.
Kody Gilbow is friendly
This experience was extremely easy and I never had a doubt that I was being guided in the right direction. I have told many people about my pleasurable experience and the ease I had with purchasing my new home. Thank you Kody and Team with Veterans United.
Great professional service
As a young veteran, I could not have had a better experience given how difficult the market has been. Between helping me navigate this whole process and incredible customer service, I cannot thank my team enough for helping me find and buy my dream home.
Good experience
If you are a Veteran in search for home loan, Veterans United is truly the best place to start. They have a Team of professional and knowledgeable personnel who will make the process so seamless and comforting, you will be glad you chose Veterans United.
It was a pleasure
Asli Wissmann exemplifies everything Veterans United stands for. She was prompt, polite, and treated me like family. I love Veterans United because of her generosity and support through my home buying journey! She is phenomenal, as a loan officer she is one in a million!
Frequently Asked Questions
What is Veterans United Home Loans's NMLS number?
Veterans United Home Loans operates under NMLS #1907. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
How is Veterans United Home Loans rated by customers?
Veterans United Home Loans has an average rating of 4.9 out of 5 based on 13478 reviews aggregated from Average Available Sources.
Where can I read reviews of Veterans United Home Loans?
Verified consumer ratings and reviews of Veterans United Home Loans are published on this FreeRateUpdate.com lender profile page.