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Planet home lending: 2025 loan data
Planet home lending's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as PLANET HOME LENDING, LLC
- Home loans closed14,469Loans it funded in 2025
- Approval rate82.5%Of applications it said yes or no to
- Typical loan costs$5,485.20Middle amount, before taxes, prepaids and escrow
- Typical lender fees$944.80Its own charges to make the loan
What it closes
14,469 home loans closed in 2025
Share of its 2025 home loans: 40% FHA, 31% VA, 28% Conventional and 1% Other types.
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asPLANET HOME LENDING, LLC
- 2025 home loan decisionsOf 17,883 applications decided by PLANET HOME LENDING, LLC in 2025, 14,469 were originated, 283 were approved but not accepted by the borrower, and 3,131 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 82.5%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 970 applications were withdrawn by the borrower, 38 were closed for incompleteness, and 76,602 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.088 percentage points above the average prime offer rate (reported on 14,089 originations, 380 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$5,485.20 — originated closed-end household loans, 2025, 13,796 of 14,180 loans. FFIEC HMDA data browser.
- Median origination charges$944.80 — originated closed-end household loans, 2025, 14,180 loans. FFIEC HMDA data browser.
- Median lender credits$477.29 — originated closed-end household loans, 2025, 9,372 of 14,180 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types4,002 Conventional, 5,823 FHA, 4,532 VA, 112 USDA — of 14,469 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for PLANET HOME LENDING, LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.