Planet home lending NMLS #17022
At a glance
- HeadquartersMeriden, CT
- Size14,469 home loans closed in 2025
- Loan typesFHA, VA and Conventional
- Formed in2007
2025 figures are for PLANET HOME LENDING, LLC's filing.
What it closes
Share of its 2025 home loans: 40% FHA, 31% VA, 28% Conventional and 1% Other types.
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Who is Planet home lending?
Planet home lending (NMLS #17022) is a lender listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerPlanet home lending
- NMLS #17022
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
- Biography reviewed byPaige Sutton, NMLS #1888684 ()
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About Planet home lending
Overview
Planet home lending is a mortgage lender and servicer for home-loan borrowers and existing mortgage customers. Its consumer mortgage business includes home purchase loans, refinancing, and account-servicing tools for borrowers whose loans are with Planet.
Mortgage options
Planet home lending offers purchase and refinance loans, including cash-out refinancing and renovation financing. Its mortgage options include FHA loans, VA loans, USDA home loans, jumbo mortgages, HomeReady loans, manufactured housing loans, construction loans, bridge loans, home equity loans, down payment assistance options, and buydown mortgages.
How it works
Borrowers can choose paths for refinancing a home, buying a home, finding a loan originator, or finding a branch. Existing customers can use a Planet account portal to make payments, access loan information, register for online account access, and enroll in autopay.
Locations
Planet home lending has 134 branches across multiple states and Puerto Rico.
Company details and licensing
Planet Home Lending, LLC is a Delaware limited liability company formed on June 14, 2007. Its headquarters are at 321 Research Parkway, Suite 303, Meriden, Connecticut 06450. Supported trade names include Planet Home Lending, Planet Loan Servicing, and Planet Servicing. NMLS company ID: 17022. Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #17022 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Additional information
Reported application outcomes and pricing, 2025
- Filed asPLANET HOME LENDING, LLC
- 2025 home loan decisionsOf 17,883 applications decided by PLANET HOME LENDING, LLC in 2025, 14,469 were originated, 283 were approved but not accepted by the borrower, and 3,131 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 82.5%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 970 applications were withdrawn by the borrower, 38 were closed for incompleteness, and 76,602 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.088 percentage points above the average prime offer rate (reported on 14,089 originations, 380 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$5,485.20 — originated closed-end household loans, 2025, 13,796 of 14,180 loans. FFIEC HMDA data browser.
- Median origination charges$944.80 — originated closed-end household loans, 2025, 14,180 loans. FFIEC HMDA data browser.
- Median lender credits$477.29 — originated closed-end household loans, 2025, 9,372 of 14,180 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types4,002 Conventional, 5,823 FHA, 4,532 VA, 112 USDA — of 14,469 reported originations, 2025. FFIEC HMDA data browser.
Evidence read October 20, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for PLANET HOME LENDING, LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
Frequently Asked Questions
What is Planet home lending's NMLS number?
Planet home lending's NMLS number is 17022. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Planet home lending's NMLS ID?
Yes. We checked Planet home lending's company name and NMLS ID against the NMLS record on October 14, 2026. They've been in our lender network since January 2018. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Planet home lending?
This page has Planet home lending's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.