Credible NMLS #1681276

Active Matched with at least one FreeRateUpdate rate shopper in the last 180 days

At a glance

  • HeadquartersDurham, NC
  • Licensed in42 states
  • Formed in2017

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Who is Credible?

Credible (NMLS #1681276) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.

Is Credible legit?

Here's what public licensing records show. Credible holds mortgage licenses in 42 states, including Alabama, Alaska, Arizona, Arkansas, Colorado (NMLS ID #1681276, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.

Key Facts

  • Lender or brokerCredible
  • NMLS #1681276
  • Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
  • In the FreeRateUpdate network since
  • Profile updated

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About Credible

Overview

Credible is a mortgage company with seven branches across Arizona, Hawaii, Missouri, North Carolina, Nevada and Texas.

Company details and licensing

Credible is a trade name of Credible Operations, Inc., a corporation formed in Delaware on June 23, 2017. The company is headquartered at 110 Corcoran Street, 5th Floor, Suite 151, Durham, North Carolina 27701. Its NMLS company ID is 1681276. Licensing is verifiable through NMLS Consumer Access.

Verify NMLS #1681276 on NMLS Consumer Access

Sources

Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.

Frequently Asked Questions

Is Credible legit?

Here's what public licensing records show. Credible holds mortgage licenses in 42 states, including Alabama, Alaska, Arizona, Arkansas, Colorado (NMLS ID #1681276, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.

What is Credible's NMLS number?

Credible's NMLS number is 1681276. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.

Has FreeRateUpdate verified Credible's NMLS ID?

Yes. We checked Credible's company name and NMLS ID against the NMLS record on August 17, 2026. They've been in our lender network since June 2020. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.

Where can I learn more about Credible?

This page has Credible's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.

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