CrossCountry Mortgage NMLS #3029

Active Matched with at least one FreeRateUpdate rate shopper in the last 180 days

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Who is CrossCountry Mortgage?

CrossCountry Mortgage (NMLS #3029) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.

Key Facts

  • Lender or brokerCrossCountry Mortgage
  • NMLS #3029
  • Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
  • In the FreeRateUpdate network since
  • Profile updated
  • Biography reviewed byPaige Sutton, NMLS #1888684 ()

Reported application outcomes and pricing, 2025

  • 2025 home loan decisionsOf 135,699 applications decided by CROSSCOUNTRY MORTGAGE, LLC in 2025, 125,099 were originated, 2,868 were approved but not accepted by the borrower, and 7,732 were denied.
  • Median rate spreadNot computed — no median is published for this lender.

That is an approval rate of 94.3%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.

These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.

Evidence read 2026-10-10T20:58:22+00:00

Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for CROSSCOUNTRY MORTGAGE, LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.

About CrossCountry Mortgage

Overview

Crosscountry Mortgage is a mortgage lender for homebuyers and homeowners. It offers financing for home purchases, refinancing, and borrowing against home equity, with resources for first-time buyers and other borrowers.

Mortgage options

Mortgage options include home purchase loans, refinance loans, home equity loans, HELOCs, renovation loans, bridge loans, and jumbo loans. Jumbo financing is described for primary residences, second homes, and investment properties.

How it works

Borrowers can work with a loan officer and use mortgage calculators and guides for homebuying and refinancing. The company also maintains a first-time homebuyer hub.

Locations

Crosscountry Mortgage has 1,509 branch locations across all 50 states, the District of Columbia, and Puerto Rico.

Company details and licensing

The legal entity is CrossCountry Mortgage, LLC, a limited liability company formed in Delaware, United States, on June 27, 2003. Its trade names include CrossCountry Mortgage, Valere Financial, and Veterans Lending Group.

The company is headquartered at 2160 Superior Avenue, Cleveland, Ohio 44114. Its NMLS company ID is 3029. Licensing is verifiable through NMLS Consumer Access.

Verify NMLS #3029 on NMLS Consumer Access

Sources

Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.

Frequently Asked Questions

What is CrossCountry Mortgage's NMLS number?

CrossCountry Mortgage's NMLS number is 3029. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.

Has FreeRateUpdate verified CrossCountry Mortgage's NMLS ID?

Yes. We checked CrossCountry Mortgage's company name and NMLS ID against the NMLS record on June 12, 2026. They've been in our lender network since January 2013. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.

Where can I learn more about CrossCountry Mortgage?

This page has CrossCountry Mortgage's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.

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  • FAQ Answers to common mortgage and home equity questions, grouped by topic.
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