Figure Lending: 2025 loan data

Figure Lending's 2025 at a glance, from the public report every mortgage lender files each year.

Filed as FIGURE LENDING LLC

Home loans closed33,415Loans it funded in 2025
Approval rate70.9%Of applications it said yes or no to

These describe the lender's past loans. They are not a quote or a promise for your loan.

How these numbers are counted

Reported application outcomes and pricing, 2025

Filed asFIGURE LENDING LLC
2025 home loan decisionsOf 68,695 applications decided by FIGURE LENDING LLC in 2025, 33,415 were originated, 15,291 were approved but not accepted by the borrower, and 19,989 were denied.
Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 70.9%. Withdrawn, incomplete and purchased loans are not counted.
Withdrawn, incomplete and purchasedBeyond the decisions above, 3,660 applications were withdrawn by the borrower, 0 were closed for incompleteness, and 37,739 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
Median rate spread2.75 percentage points above the average prime offer rate (reported on 32,945 originations, 470 reported no spread at all — a median of what was reported, not of everything originated)

These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.

Reported product mix, 2025

Loan types33,415 Conventional — of 33,415 reported originations, 2025. FFIEC HMDA data browser.

Evidence read November 11, 2026

Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for FIGURE LENDING LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.

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