Mortgage Lender Reviews & Ratings » Morty Reviews
Key Facts
- LenderMorty Reviews
- NMLS # 1429243
- Overall rating4.7 out of 5
- Total reviews255
- Review sourceTrustPilot
- Last updated
Compare current mortgage rates · Mortgage calculator · All lender reviews
About Morty Reviews
Overview
Morty, Inc. is a mortgage company operating under the trade names Morty, HiMorty, and Morty Mortgage, Inc. They provide a platform designed to support independent mortgage businesses with resources, infrastructure, and technology. Morty aims to streamline the mortgage process with a focus on compliance and scalability.
According to NMLS records, Morty, Inc. was formed in Delaware and has its headquarters in Brooklyn, New York. They offer a range of loan products, including VA and Non-QM loans, through an integrated lender network.
Business Type
Morty, Inc. is structured as a corporation. The company focuses on providing a platform for mortgage businesses, potentially serving both purchase and refinance markets.
Website Branding
Morty, Inc. operates under several trade names, including Morty, HiMorty, and Morty Mortgage, Inc. Their public websites are www.himorty.com and www.morty.com, where they present themselves as a comprehensive mortgage platform.
Headquarters
Morty, Inc. is headquartered at 1002 Dean Street #21, Brooklyn, NY 11238, United States. The company was formed in the state of Delaware.
Years in Operation
Morty, Inc. was founded on October 16, 2015. As of 2026, they have been in operation for 11 years.
Loan Types
Morty, Inc. offers VA and Non-QM loan products. These are available through their integrated lender network.
Licensing Footprint
Licensing information for Morty, Inc. was not available from public sources at this time.
Scale
Morty, Inc. has 6 branches located in the states of Arizona, California, Indiana, Ohio, South Carolina, and Texas. This indicates a moderate geographic presence.
Reputation
According to the Better Business Bureau, Morty, Inc. holds a rating of A- but is not accredited. No notable industry awards or recognition were identified for this lender at this time.
NMLS ID
Morty, Inc.'s NMLS company ID is 1429243. Readers can verify the company's license status at the NMLS Consumer Access website.
Disclaimer
This profile is for informational purposes only. Morty, Inc.'s NMLS ID is 1429243. Licensing information is subject to change, and readers should verify details directly with the lender or at the NMLS Consumer Access website.
NMLS #1429243 — Verify on NMLS Consumer Access — Profile last updated: April 4, 2026
Ratings & Reviews
Morty was awesome!
I stumbled across their site while rate shopping and am so glad I did. They offered us the best deal (and I shopped around a lot). Their mortgage calculator tool was easy and useful. Their closing checklist was straightforward and very helpful. Their team was super responsive to all my emails. We went from the initial quote to closing in 29 days. I don’t know how they manage to be cheap, fast AND great but they were!
We worked with Derek
Morty and he was so helpful, knowledgeable and patient throughout the process. Plus, he found us an amazing deal, better than any other lenders we had spoken to. Buying your first home is such a huge deal, and he very much treated it as such. We are grateful for the support, and could not recommend Morty or working with Derek in general as well!!!
Overall a positive experience.
It was easy to get a quote and at the time I started it was on the lower end. Communication started off slow initially, which is probably the case for all lenders but was good need closing. My only complaint is that the lender way over estimated escrow (taxes) and Morty were unable to talk common sense into the lender.
Best lender I've ever had.
Very communicative, quick, and easy to get a hold of when you need to. I like that you can see exactly what step everything is on on their site. They seemed to always be on top of their stuff. They even let me know when the lender funded our loan before the closing, which was very reassuring. Highly recommend.
Morty is the best!
First of all, their loan interest rates and points (APR) were absolutely the lowest in the industry. Several mortgage brokers told me, "It's impossible, it mush be a gimmick. You will see they will not go through with it." But they did! We closed with exactly the same rate we've been promised from the get go. The team we worked with--Angela, Teresa, and Ebony--was outstanding. Flowless customer support that other companies only aspire to achieve. We appreciated their patience, responsiveness, and assistance every step of the way. Working with this team was nothing but pleasure. Thank you very much indeed!
Great experience working with Morty!
They gave me the best rate on my home loan amongst all of the many lenders that I researched. Then they were extremely helpful throughout the process. Everything went smoothly with them from start of application to closing.
We had great experience with Morty
We had great experience with Morty. Keegan is very courteous, customer oriented and handled all requests from the lender in very efficient manner.
I would go with Morty for my future needs and recommend to my friends. Keep the great job up!
Morty is great!
Morty is great! They have closed 2 loans for us. I typically don’t leave reviews but they truly made the process easy. The rates and fees you see in the portal are accurate and do not change. The closing team is super responsive and helpful along with always making sure that we were cleared to close long before the closing date. That provides such a relief, especially in this crazy market! 100% would recommend and will absolutely use them again in the future if we buy another home.
Morty had great rates
I appreciated Morty's tech first approach and lowest rates out there. If you're in the market, give them a shot.
Will use again!
This company made the stressful part of buying a house easy and streamlined. I knew exactly which information and paperwork they needed and what was upcoming. They were easy to ask questions to and response was lightening fast. I will refer anyone I know to them!
Amazing communication!
Phillip and Jack were both amazing! They were always available for questions and to guide me through the journey of buying my first home. Constant communication as to where we were in the process, and had everything set up for a smooth closing. I can't recommend the Morty team highly enough!
A Great Service!
We have been highly satisfied working with Morty and are impressed by their efficiency. Whether it was about getting the lowest cost mortgage option or trying to make sure the closing happens on time, the team at Morty was always on top of the issue to make sure that the customer is taken care of the best way possible. Once the closing was done and we received the keys, we could not be more thankful that we worked with Morty. We highly recommend Morty to any new homebuyers.
Frequently Asked Questions
What is Morty Reviews's NMLS number?
Morty Reviews operates under NMLS #1429243. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
How is Morty Reviews rated by customers?
Morty Reviews has an average rating of 4.7 out of 5 based on 255 reviews aggregated from TrustPilot.
Where can I read reviews of Morty Reviews?
Verified consumer ratings and reviews of Morty Reviews are published on this FreeRateUpdate.com lender profile page.