Mountain West Financial NMLS #164497
At a glance
- HeadquartersDraper, UT
- Licensed in27 states
- Formed in1990
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Who is Mountain West Financial?
Mountain West Financial (NMLS #164497) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Is Mountain West Financial legit?
Here's what public licensing records show. Mountain West Financial holds mortgage licenses in 27 states, including Arizona, California, Colorado, Florida, Georgia (NMLS ID #164497, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
Key Facts
- Lender or brokerMountain West Financial
- NMLS #164497
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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About Mountain West Financial
Overview
Mountain West Financial is a mortgage company headquartered in Draper, Utah. It operates with a physical branch network across several western states, plus branches in Tennessee and Texas.
Locations
Mountain West Financial has 30 branches in Arizona, California, Colorado, Nevada, Oregon, Tennessee, Texas, Utah and Washington.
Company details and licensing
The legal entity is Mountain West Financial, LLC, a limited liability company formed in Idaho on May 17, 1990. Its headquarters address is 13894 S Bangerter Parkway, Suite 100, Draper, Utah 84020. The company also uses trade names that include MWF Home Loans, Sprout Home Loans and Rancho Mortgage.
Mountain West Financial’s NMLS company ID is 164497. Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #164497 on NMLS Consumer Access
Sources
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
Is Mountain West Financial legit?
Here's what public licensing records show. Mountain West Financial holds mortgage licenses in 27 states, including Arizona, California, Colorado, Florida, Georgia (NMLS ID #164497, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
What is Mountain West Financial's NMLS number?
Mountain West Financial's NMLS number is 164497. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Mountain West Financial's NMLS ID?
Yes. We checked Mountain West Financial's company name and NMLS ID against the NMLS record on October 14, 2026. They've been in our lender network since May 2013. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Mountain West Financial?
This page has Mountain West Financial's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.