Mortgage Lender Reviews & Ratings » Home Pad Lending
Home Pad Lending NMLS #1857677
Key Facts
- LenderHome Pad Lending
- NMLS # 1857677
- Review sourceVerified FreeRateUpdate.com customers
- Last updated
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About Home Pad Lending
Overview
Home Pad Lending LLC is a mortgage company listed in NMLS records under company ID 1857677. According to those records, the company is a limited liability company formed in Arizona and headquartered in Phoenix.
The company’s public website presents the brand as HomePad Lending and discusses home purchase and refinance mortgage services. The site references a purchase process, pre-approval, and refinancing after purchase, so the public-facing emphasis is on home financing rather than general consumer credit.
The website describes its audience as individuals and families pursuing homeownership. That is the plain version of the matter: people looking to buy a home, refinance a mortgage, or understand the next step without needing a glossary at breakfast.
Business Type
According to NMLS records, Home Pad Lending LLC is organized as a limited liability company. The available evidence does not clearly state whether the company operates as a direct mortgage lender, a mortgage broker, or both.
The company website discusses both purchase and refinance mortgage activity, including getting pre-approved and refinancing after buying a home.
Website and Branding
The company’s public website is listed as homepadlending.com. The website page title appears as “HomePad Lending | Lower Rates. Better Service.”
Trade names listed in the available evidence are HomePad Lending and Home Pad Lending. The spacing changes slightly, but the public brand and the NMLS company name point to the same mortgage company.
Headquarters
According to NMLS records, Home Pad Lending LLC is headquartered at 3233 E. Chandler Blvd, Suite 9, Phoenix, AZ 85048, United States.
NMLS records list the company as formed in Arizona, United States. The provided evidence does not include an address history.
Years in Operation
NMLS records list Home Pad Lending LLC as formed on 04/28/2019. Based on the provided current year of 2026, that indicates approximately 7 years in operation.
Loan Types
The company website discusses mortgage services for home purchases and refinancing. It references a purchase process, getting pre-approved, and the idea of buying today and refinancing later.
The available evidence does not identify specific mortgage programs, such as particular government-backed or conventional product names. In other words, the public material provided here tells us the broad mortgage purposes, purchase and refinance, but not the full product menu.
Licensing Footprint
Licensed-state information was not available from the provided public sources at this time. The NMLS Consumer Access page was listed, but the fetch status in the evidence was blocked and no licensed states were returned.
Because branch locations are not the same thing as licenses, no licensing footprint is inferred from branch data.
Scale
The provided NMLS branch data lists 0 branches and no branch states for Home Pad Lending LLC.
The website excerpt includes a team section and names loan officers, including Ryan Harris with NMLS #817581, but the evidence does not provide a complete loan officer count.
Reputation
The BBB information in the provided evidence lists Home Pad Lending with an A rating and indicates that it is not BBB accredited. This BBB data is third-party information and is provided with medium confidence in the evidence.
No notable industry awards or recognition were identified for this lender at this time.
NMLS ID
Home Pad Lending LLC is listed in NMLS records under company NMLS ID 1857677. Consumers can use that number to look up the company at the NMLS Consumer Access website and review current licensing information.
Disclaimer
This profile is for informational purposes only and is based on available public records and website information. Home Pad Lending LLC is listed with NMLS ID 1857677.
Licensing information is subject to change. Readers should verify current license status directly with the lender or through NMLS Consumer Access before making mortgage decisions.
NMLS #1857677 — Verify on NMLS Consumer Access — Profile last updated: July 10, 2026
Frequently Asked Questions
What is Home Pad Lending's NMLS number?
Home Pad Lending operates under NMLS #1857677. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
Where can I read reviews of Home Pad Lending?
Verified consumer ratings and reviews of Home Pad Lending are published on this FreeRateUpdate.com lender profile page.