Home Pad Lending NMLS #1857677
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Who is Home Pad Lending?
Home Pad Lending (NMLS #1857677) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Is Home Pad Lending legit?
Here's what public licensing records show. Home Pad Lending holds mortgage licenses in Arizona, Colorado, Florida, Idaho, Oregon, Texas (NMLS ID #1857677, per NMLS records as of October 1, 2026). FreeRateUpdate does not rate, endorse or vouch for lenders. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
Key Facts
- Lender or brokerHome Pad Lending
- NMLS #1857677
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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About Home Pad Lending
Overview
Home Pad Lending is a Phoenix-based mortgage company that works with borrowers on home purchase and refinance loans. Its borrower-facing materials focus on buying a home and refinancing later.
Mortgage options
Home Pad Lending offers mortgage options for home purchases and refinancing. The company also references pre-approval as part of its purchase process.
Company details and licensing
Home Pad Lending LLC is an Arizona limited liability company formed on April 28, 2019. The company is headquartered at 3233 E. Chandler Blvd., Suite 16, Phoenix, Arizona 85048. Trade names connected to the company include HomePad Lending and Home Pad Lending. Its NMLS company ID is 1857677.
Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #1857677 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS Consumer Access, looked up rather than cited from a dated record. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
Is Home Pad Lending legit?
Here's what public licensing records show. Home Pad Lending holds mortgage licenses in Arizona, Colorado, Florida, Idaho, Oregon, Texas (NMLS ID #1857677, per NMLS records as of October 1, 2026). FreeRateUpdate does not rate, endorse or vouch for lenders. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
What is Home Pad Lending's NMLS number?
Home Pad Lending's NMLS number is 1857677. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Home Pad Lending's NMLS ID?
Yes. We checked Home Pad Lending's company name and NMLS ID against the NMLS record on June 26, 2026. They've been in our lender network since August 2019. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Home Pad Lending?
This page has Home Pad Lending's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.