Mortgage Lender Reviews & Ratings » Home Smart Advisors
Key Facts
- LenderHome Smart Advisors
- NMLS # 1866349
- Overall rating5 out of 5
- Total reviews6
- Review sourceVerified FreeRateUpdate.com customers
- Last updated
Compare current mortgage rates · Mortgage calculator · All lender reviews
About Home Smart Advisors
Overview
Mar Vista Solutions and Investments is listed in NMLS records under company NMLS ID 1866349. According to those records, the company is a California corporation with a primary address in Costa Mesa, California.
The company’s public website operates under the HomeSmart Advisors trade name and describes the business as “Mar Vista Solutions and Investments DBA HomeSmart Advisors.” The site presents mortgage services for home purchase and refinance borrowers, including first-time buyers and homeowners looking at refinance options.
Based on the website text available, HomeSmart Advisors discusses pre-approval, refinance analysis, rate comparison tools, and loan options such as FHA, VA, adjustable-rate, and reverse mortgage products.
Business Type
According to NMLS records, Mar Vista Solutions and Investments is organized as a corporation.
The company website publicly describes the business as a Costa Mesa mortgage broker. Its website includes both purchase and refinance pathways, with references to home purchase loans, refinance loans, debt consolidation, and cash-out refinance.
Website and Branding
The public website listed in the available evidence is www.homesmartadvisors.com. The website title identifies the business as “Costa Mesa Mortgage Broker | Mar Vista Solutions and Investments DBA HomeSmart Advisors.”
NMLS-related evidence lists “HomeSmart Advisors” as a trade name for Mar Vista Solutions and Investments.
Headquarters
According to NMLS records, Mar Vista Solutions and Investments lists its primary address as 555 Anton Boulevard, Suite 383, Costa Mesa, CA 92626, United States.
NMLS records list the company as formed in California, United States.
Years in Operation
NMLS records list the company formation date as January 16, 2018. Using 2026 as the current year, that places Mar Vista Solutions and Investments at about 8 years in operation.
Loan Types
The company website lists loan options including 30-year fixed mortgage, 15-year fixed mortgage, adjustable-rate mortgage, FHA loans, VA loans, and reverse mortgage.
The site also references home purchase, home refinance, debt consolidation, refinance analysis, and cash-out refinance. These are presented on the website as borrower pathways or tools rather than as NMLS licensing categories.
Online Process
The company website refers to a free online pre-approval tool and a refinance rate checker. It also states that borrowers can fill out a “streamlined, 100% online loan application.”
The site describes online tools for pre-approval letters, refinance analysis, payment calculation, and rate comparisons.
Licensing Footprint
Licensing information was not available from public sources in the provided evidence at this time. The NMLS Consumer Access page was listed, but the fetch status in the evidence was blocked and no licensed state list was available.
Branch states are not used here as a substitute for licensing. A branch location and a state license are different entries in the mortgage paperwork cabinet.
Scale
The available evidence lists 1 branch for Mar Vista Solutions and Investments. The branch state listed is Arizona.
No loan officer count, loan volume, or ranking information was included in the provided evidence.
Reputation
The provided BBB search data did not list a BBB rating for Mar Vista Solutions and Investments. The BBB accreditation field in the evidence is listed as false, with low confidence.
No notable industry awards or recognition were identified for this lender at this time.
NMLS ID
Mar Vista Solutions and Investments is listed with NMLS company ID 1866349.
Consumers can verify company license status and related registration details through the NMLS Consumer Access website.
Disclaimer
This lender profile is for informational purposes only. Mar Vista Solutions and Investments is listed with NMLS ID 1866349.
Licensing information can change. Readers should verify current licensing, registration, and product availability directly with the lender or through NMLS Consumer Access.
NMLS #1866349 — Verify on NMLS Consumer Access — Profile last updated: July 11, 2026
Ratings & Reviews
It was great working with Alex Ramirez.
He answered all my questions and it seemed like he was available 24/7! I would text him later in the evening expecting to hear back in the morning but he always responded right away. He was also a wonderful communicator and let me know the updates as they were happening.
Great service
It was a pleasure working with Alex from Home Smart Advisors. Being that this was my first time refinancing he made the transition very easy and was able to answer every question along the way. 5+
Great work by Alex.
Efficient and great communication (probably 2 of the most important qualities when it comes to being a mortgage broker). I have refi’d several times and this was, by far, the smoothest transaction to date. I always thought using an independent broker was a more costly and time consuming option, however, Alex has proven otherwise. My rate was lower and processing time was on par (Aproximatelty 2 weeks from initial contact to loan doc signing/closing) as compared with the big refi companies that are always advertising on TV/ radio/ social media. I will definitely be coming back to Alex should rates dip even further!
Awesome Service.
Me and my family would like to say thank you for the big help you gave us. You are a good advisor and I will salute you,
HomeSmart is a top notch company
I had an awesome experience working with Alex Ramirez, he was very detailed, honest and consistent with communication. Alex was a very friendly, active person and he would do whatever it takes to find your dream house, I highly recommended him.
Frequently Asked Questions
What is Home Smart Advisors's NMLS number?
Home Smart Advisors operates under NMLS #1866349. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
How is Home Smart Advisors rated by customers?
Home Smart Advisors has an average rating of 5 out of 5 based on 6 reviews from verified FreeRateUpdate.com customers.
Where can I read reviews of Home Smart Advisors?
Verified consumer ratings and reviews of Home Smart Advisors are published on this FreeRateUpdate.com lender profile page.