Amalgamated Bank NMLS #898791
At a glance
- HeadquartersNew York, NY
- Size287 home loans closed in 2025
- Loan typesConventional
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Who is Amalgamated Bank?
Amalgamated Bank (NMLS #898791) is a lender listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerAmalgamated Bank
- NMLS #898791
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Bank facts
Amalgamated Bank held $9,409,107,000 in total assets as of June 30, 2026, per the FDIC (certificate 622). The FDIC and NMLS records both place it in New York, New York. FDIC deposit insurance covers deposits held at the bank. It is the bank's coverage and does not extend to any mortgage.
About Amalgamated Bank
Overview
Amalgamated Bank is a mortgage lender whose reported mortgage activity includes loans made in 2025. Its federal mortgage filing for that year identifies conventional loan originations.
Mortgage options
In 2025, Amalgamated Bank made conventional loans. Its loans that year were for home purchases, refinances and cash-out refinances.
Company details and licensing
The legal entity is Amalgamated Bank. Its headquarters are at 275 Seventh Avenue, New York, New York 10001. The NMLS company ID is 898791.
Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #898791 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Additional information
Reported application outcomes and pricing, 2025
- Filed asAmalgamated Bank
- 2025 home loan decisionsOf 301 applications decided by Amalgamated Bank in 2025, 287 were originated, 4 were approved but not accepted by the borrower, and 10 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 96.7%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 64 applications were withdrawn by the borrower, 17 were closed for incompleteness, and 23 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.059 percentage points below the average prime offer rate (reported on 239 originations, 48 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$4,094.00 — originated closed-end household loans, 2025, 239 loans. FFIEC HMDA data browser.
- Median origination charges$1,995.00 — originated closed-end household loans, 2025, 239 loans. FFIEC HMDA data browser.
- Median lender credits$505.00 — originated closed-end household loans, 2025, 124 of 239 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types287 Conventional — of 287 reported originations, 2025. FFIEC HMDA data browser.
Evidence read October 20, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for Amalgamated Bank — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
Frequently Asked Questions
What is Amalgamated Bank's NMLS number?
Amalgamated Bank's NMLS number is 898791. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Amalgamated Bank's NMLS ID?
Yes. We checked Amalgamated Bank's company name and NMLS ID against the NMLS record on October 14, 2026. They've been in our lender network since November 2016. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Amalgamated Bank?
This page has Amalgamated Bank's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.