American Financial Network, Inc. NMLS #237341
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Who is American Financial Network, Inc.?
American Financial Network, Inc. (NMLS #237341) is a lender listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerAmerican Financial Network, Inc.
- NMLS #237341
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
- Biography reviewed byPaige Sutton, NMLS #1888684 ()
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Reported application outcomes and pricing, 2025
- Filed asAMERICAN FINANCIAL NETWORK, INC.
- 2025 home loan decisionsOf 15,757 applications decided by AMERICAN FINANCIAL NETWORK, INC. in 2025, 13,125 were originated, 196 were approved but not accepted by the borrower, and 2,436 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 84.5%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 6,613 applications were withdrawn by the borrower, 352 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.529 percentage points above the average prime offer rate (reported on 10,948 originations, 2,177 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$10,320.11 — originated closed-end household loans, 2025, 11,460 of 11,735 loans. FFIEC HMDA data browser.
- Median origination charges$4,614.84 — originated closed-end household loans, 2025, 10,010 of 11,735 loans. FFIEC HMDA data browser.
- Median lender credits$3,642.42 — originated closed-end household loans, 2025, 8,647 of 11,735 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types6,535 Conventional, 5,106 FHA, 1,331 VA, 153 USDA — of 13,125 reported originations, 2025. FFIEC HMDA data browser.
Evidence read October 20, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for AMERICAN FINANCIAL NETWORK, INC. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About American Financial Network, Inc.
Overview
American Financial Network, Inc. is a mortgage lender. The company operates through a physical branch network across many U.S. states and Puerto Rico.
Locations
American Financial Network, Inc. has 316 physical branches. Branch locations are listed in Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Michigan, Missouri, North Carolina, Nebraska, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and West Virginia.
Company details and licensing
American Financial Network, Inc. is a corporation formed in California on June 14, 2001, with headquarters at 10 Pointe Drive Suite 330, Brea, California 92821. The company’s NMLS ID is 237341. Supported trade names include Loan Pro Direct, Orion Lending, and USA Loans.
Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #237341 on NMLS Consumer Access
Sources
Formation date and trade names come from NMLS Consumer Access, looked up rather than cited from a dated record. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is American Financial Network, Inc.'s NMLS number?
American Financial Network, Inc.'s NMLS number is 237341. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified American Financial Network, Inc.'s NMLS ID?
Yes. We checked American Financial Network, Inc.'s company name and NMLS ID against the NMLS record on November 4, 2025. They've been in our lender network since February 2011. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about American Financial Network, Inc.?
This page has American Financial Network, Inc.'s NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.