Direct Access Funding NMLS #176743
Active Matched with at least one FreeRateUpdate rate shopper in the last 180 days
Who is Direct Access Funding?
Direct Access Funding is a brand of Absolute Home Mortgage Corporation (NMLS #176743), which is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerDirect Access Funding
- Brand ofAbsolute Home Mortgage Corporation, NMLS #176743
- NMLS #176743
- Profile updated
- Biography reviewed byPaige Sutton, NMLS #1888684 ()
Compare current mortgage rates · Mortgage calculator · All lender profiles
Reported application outcomes and pricing, 2025
- Filed asABSOLUTE HOME MORTGAGE CORPORATION
- 2025 home loan decisionsOf 3,131 applications decided by ABSOLUTE HOME MORTGAGE CORPORATION in 2025, 2,965 were originated, 4 were approved but not accepted by the borrower, and 162 were denied.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 1,217 applications were withdrawn by the borrower, 4 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right -- withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender -- and none of them is a lending decision.
- Median rate spread0.505 (reported on 2,788 originations, 177 reported no spread at all -- a median of what was reported, not of everything originated)
That is an approval rate of 94.8%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$8,694.76 — originated closed-end household loans, 2025, 2,943 of 2,957 loans. FFIEC HMDA data browser.
- Median origination charges$3,105.70 — originated closed-end household loans, 2025, 2,957 of 2,957 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types1,828 Conventional, 1,013 FHA, 93 VA, 31 USDA, 0 Unknown — of 2,965 reported originations, 2025. FFIEC HMDA data browser.
Evidence read 2026-10-21T00:19:08+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for ABSOLUTE HOME MORTGAGE CORPORATION — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About Direct Access Funding
Overview
Absolute Home Mortgage Corporation is a mortgage company that offers home loans for borrowers buying or refinancing a property. The company has 53 branches in 15 states, giving it a physical office presence across parts of the Northeast, Mid-Atlantic, Southeast, and Southwest.
Mortgage options
Mortgage options include conventional loans, FHA loans, VA loans, USDA loans, jumbo loans, reverse mortgages, construction loans, renovation loans, adjustable-rate mortgages, Non-QM loans, refinance loans, and first-time home buyer programs.
Company details and licensing
Absolute Home Mortgage Corporation is a corporation formed in New Jersey, United States on August 18, 1998. Its headquarters is 165 Passaic Avenue, Suite 411, Fairfield, New Jersey 07004. NMLS company ID: 176743. Trade names include Crown Home Mortgage, Direct Access Funding, and Fidelity Direct Mortgage.
Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #176743 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is Direct Access Funding's NMLS number?
Direct Access Funding's NMLS number is 176743. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Where can I learn more about Direct Access Funding?
This page has Direct Access Funding's NMLS registration and company facts, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.