Direct Mortgage Loans NMLS #832799

Active Matched with at least one FreeRateUpdate rate shopper in the last 180 days

Direct Mortgage Loans logo

Key Facts

  • Lender or brokerDirect Mortgage Loans
  • NMLS #832799
  • Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
  • In the FreeRateUpdate network since
  • Profile updated

About Direct Mortgage Loans

Overview

Direct Mortgage Loans, LLC is a mortgage lender based in Hunt Valley, Maryland. The company was formed in Maryland in 2011 and operates under NMLS ID 832799.

The company’s public site presents home financing for buyers and homeowners seeking to refinance. Its loan information includes conventional, FHA, VA, USDA, ARM and Non-QM options, with additional program pages for first-time buyers and other borrower situations.

Direct Mortgage Loans also uses the names Direct Mortgage Loans of MD, Direct Mortgage Loans of MD, LLC, DML, The Southern Coast Team of Direct Mortgage Loans and DM Loans, LLC.

Business Type

Direct Mortgage Loans, LLC is a Maryland limited liability company. Its website presents mortgage options for both buying a home and refinancing an existing loan.

Website and Branding

Direct Mortgage Loans uses www.directmortgageloans.com as its public website. The site uses the branding “Direct Mortgage Loans” and the phrase “Your home. Your loan. Go Direct.”

Trade names associated with the company include Direct Mortgage Loans of MD, Direct Mortgage Loans of MD, LLC, DML, Direct Mortgage Loans, The Southern Coast Team of Direct Mortgage Loans and DM Loans, LLC.

Headquarters

Direct Mortgage Loans, LLC is headquartered at 11011 McCormick Rd Suite 400, Hunt Valley, MD 21031. The company was formed in Maryland, United States.

Years in Operation

Direct Mortgage Loans, LLC was formed on September 1, 2011. Based on a 2026 profile year, that makes 15 years in operation.

Loan Types

Direct Mortgage Loans presents conventional, FHA, VA, USDA, ARM and Non-QM loans among its home loan options. Its site also describes Go Direct FHA 100 Financing, which may provide 100 percent financing through an FHA mortgage and down-payment assistance for qualified borrowers.

The site describes FHA loans with down payments as low as 3.5 percent, conventional loans with down payments from 3 percent, VA loans with zero down and no PMI, USDA loans with 100 percent financing for eligible rural and suburban properties, and Non-QM loans for self-employed borrowers, investors and borrowers using documentation such as bank statements, assets or 1099s.

Specialty

Direct Mortgage Loans identifies VA loans, FHA loans, jumbo loans and first-time buyer options among its specialty areas. Its website also highlights Non-QM loans for self-employed borrowers, investors and borrowers who do not fit conventional lending guidelines.

Scale

Direct Mortgage Loans has 32 branch locations. Its branch states are AL, AZ, DC, DE, FL, IN, MD, MO, NC, NJ, NV, OH, PA, SC, TX and WI.

NMLS ID

Direct Mortgage Loans, LLC is registered under NMLS company ID 832799. Consumers can verify license status at the NMLS Consumer Access website.

Disclaimer

This profile is for informational purposes only. Direct Mortgage Loans, LLC NMLS ID 832799. Licensing information is subject to change, and readers should verify current licensing directly with the lender or at NMLS Consumer Access.

Verify NMLS #832799 on NMLS Consumer Access

Sources

Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.

Frequently Asked Questions

What is Direct Mortgage Loans's NMLS number?

Direct Mortgage Loans's NMLS number is 832799. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.

Has FreeRateUpdate verified Direct Mortgage Loans's NMLS ID?

Yes. We checked Direct Mortgage Loans's company name and NMLS ID against the NMLS record on August 7, 2026. They've been in our lender network since March 2021. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.

Where can I learn more about Direct Mortgage Loans?

This page has Direct Mortgage Loans's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.

Mortgage and Home Equity Calculators

Estimate a payment before you talk to a lender. Each explains its math.

Mortgage Guides and Answers

The questions rate shoppers ask, and the explainers that go with them.

  • FAQ Answers to common mortgage and home equity questions, grouped by topic.
  • Blogs Longer explainers on buying, refinancing and borrowing against equity.
  • Is a Lender Legitimate? Check a company or loan officer in the free NMLS lookup.
  • Direct Lender or Broker? Who actually underwrites and funds your loan, and how to ask.

FreeRateUpdate Rates & Data

The rate and market data we publish, including figures measured from our own lender network and the consumers who shop rates here.

Ask Hope Anything About Mortgage & Home Equity!

Hope is AI and can make mistakes. Please double-check responses. About Hope * Advertising Disclosure