Direct Mortgage Loans NMLS #832799
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Who is Direct Mortgage Loans?
Direct Mortgage Loans (NMLS #832799) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerDirect Mortgage Loans
- NMLS #832799
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 3,115 applications decided by DIRECT MORTGAGE LOANS, LLC in 2025, 2,753 were originated, 299 were approved but not accepted by the borrower, and 63 were denied.
- Median rate spread0.442 (reported on 2,607 originations, 146 reported no spread at all -- a median of what was reported, not of everything originated)
That is an approval rate of 98%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-10T21:38:24+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for DIRECT MORTGAGE LOANS, LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About Direct Mortgage Loans
Overview
Direct Mortgage Loans is a mortgage lender with home loan programs for borrowers financing a home. One company-specific program is Go Direct FHA 100 Financing, an FHA mortgage option paired with down-payment assistance.
Mortgage options
Mortgage options include conventional loans, FHA loans, VA loans, USDA loans, jumbo loans, home equity loans, renovation loans, adjustable-rate mortgages, and Non-QM loans. The company also identifies first-time buyers as a borrower focus.
How it works
Direct Mortgage Loans says its loan officers help borrowers compare loan types, programs, and strategies. The company also provides a find-a-loan-officer option for borrower contact.
Locations
Direct Mortgage Loans has 32 branches. Physical offices are listed in Alabama, Arizona, Delaware, Florida, Indiana, Maryland, Missouri, Nevada, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Texas, Wisconsin, and Washington, D.C.
Company details and licensing
The legal entity is Direct Mortgage Loans, LLC, a Maryland limited liability company formed on September 1, 2011. Trade names include Direct Mortgage Loans of MD, DML, and DM Loans, LLC.
The company is headquartered at 11011 McCormick Rd Suite 400, Hunt Valley, Maryland 21031. Its NMLS company ID is 832799. Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #832799 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is Direct Mortgage Loans's NMLS number?
Direct Mortgage Loans's NMLS number is 832799. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Direct Mortgage Loans's NMLS ID?
Yes. We checked Direct Mortgage Loans's company name and NMLS ID against the NMLS record on August 7, 2026. They've been in our lender network since March 2021. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Direct Mortgage Loans?
This page has Direct Mortgage Loans's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.