CIS Home Loans NMLS #93140
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Who is CIS Home Loans?
CIS Home Loans (NMLS #93140) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerCIS Home Loans
- NMLS #93140
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 133 applications decided by CIS Financial Services, Inc. in 2025, 101 were originated, 1 was approved but not accepted by the borrower, and 31 were denied.
- Median rate spread1.939 (reported on 101 originations)
That is an approval rate of 76.7%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-10T20:58:22+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for CIS Financial Services, Inc. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About CIS Home Loans
Overview
CIS Home Loans is a mortgage company that originates home loans and provides loan-servicing resources for borrowers with existing accounts. Borrowers can use those servicing resources to make payments, manage an account, request payoff information, view escrow details, and access Form 1098 documents.
Mortgage options
CIS Home Loans offers mortgage loans for people buying a home and refinancing options for borrowers with an existing home loan.
How it works
Borrowers can start with pre-qualification and apply for a loan from home. The process also includes a one-on-one meeting with a team member to discuss loan options.
Locations
CIS Home Loans has 10 branches in Alabama, Florida, Illinois, Kentucky, North Carolina, and Tennessee.
Company details and licensing
CIS Financial Services, Inc. is an Alabama corporation formed on August 21, 1991. It uses the trade names CIS Home Loans, CIS Moving Home, and Moving Home.
The company is headquartered at 818 Military Street South in Hamilton, Alabama 35570. Its NMLS company ID is 93140. Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #93140 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is CIS Home Loans's NMLS number?
CIS Home Loans's NMLS number is 93140. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified CIS Home Loans's NMLS ID?
Yes. We checked CIS Home Loans's company name and NMLS ID against the NMLS record on May 8, 2026. They've been in our lender network since January 2020. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about CIS Home Loans?
This page has CIS Home Loans's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.