US Mortgage Corp - GA NMLS #3901
At a glance
- HeadquartersMelville, NY
- Size1,504 home loans closed in 2025
- Loan typesConventional, FHA and VA
- Licensed in44 states
- Formed in1994
2025 figures are for US MORTGAGE CORPORATION's filing.
What it closes
Share of its 2025 home loans: 64% Conventional, 32% FHA, 4% VA and 0% Other types.
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Who is US Mortgage Corp - GA?
US Mortgage Corp - GA (NMLS #3901) is a lender listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Is US Mortgage Corp - GA legit?
Here's what public licensing records show. US Mortgage Corp - GA holds mortgage licenses in 44 states, including Alaska, Arizona, Arkansas, California, Colorado (NMLS ID #3901, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
Key Facts
- Lender or brokerUS Mortgage Corp - GA
- NMLS #3901
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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About US Mortgage Corp - GA
Overview
US Mortgage Corp - GA is a mortgage company with branch offices in several states. Its company details are tied to US Mortgage Corporation, a corporation formed in New York.
Locations
The company has 53 branches in Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Kansas, Louisiana, Massachusetts, Maryland, Michigan, Missouri, North Carolina, New Jersey, Nevada, New York, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, and Washington.
Company details and licensing
US Mortgage Corporation is the legal entity for US Mortgage Corp - GA. It is a corporation formed in New York, United States, on February 17, 1994, with headquarters at 201 Old Country Road, Suite 140, Melville, New York 11747. Supported trade names include MC Funding, US Mortgage Corporation SE, and US Mortgage Corporation NW. The company's NMLS ID is 3901.
US Mortgage Corp - GA is licensed in Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, District of Columbia, Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, and Wyoming.
Verify NMLS #3901 on NMLS Consumer Access
Sources
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Additional information
Reported application outcomes and pricing, 2025
- Filed asUS MORTGAGE CORPORATION
- 2025 home loan decisionsOf 1,654 applications decided by US MORTGAGE CORPORATION in 2025, 1,504 were originated, 17 were approved but not accepted by the borrower, and 133 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 92%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 396 applications were withdrawn by the borrower, 40 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.602 percentage points above the average prime offer rate (reported on 1,504 originations)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$9,333.46 — originated closed-end household loans, 2025, 1,494 of 1,504 loans. FFIEC HMDA data browser.
- Median origination charges$4,124.75 — originated closed-end household loans, 2025, 1,504 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types959 Conventional, 482 FHA, 59 VA, 4 USDA — of 1,504 reported originations, 2025. FFIEC HMDA data browser.
Evidence read October 20, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for US MORTGAGE CORPORATION — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
Frequently Asked Questions
Is US Mortgage Corp - GA legit?
Here's what public licensing records show. US Mortgage Corp - GA holds mortgage licenses in 44 states, including Alaska, Arizona, Arkansas, California, Colorado (NMLS ID #3901, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
What is US Mortgage Corp - GA's NMLS number?
US Mortgage Corp - GA's NMLS number is 3901. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified US Mortgage Corp - GA's NMLS ID?
Yes. We checked US Mortgage Corp - GA's company name and NMLS ID against the NMLS record on October 14, 2026. They've been in our lender network since August 2015. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about US Mortgage Corp - GA?
This page has US Mortgage Corp - GA's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.