USA Mortgage NMLS #227262
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Who is USA Mortgage?
USA Mortgage (NMLS #227262) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerUSA Mortgage
- NMLS #227262
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
- Biography reviewed byPaige Sutton, NMLS #1888684 ()
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 8,604 applications decided by DAS ACQUISITION COMPANY, LLC in 2025, 7,562 were originated, 781 were approved but not accepted by the borrower, and 261 were denied.
- Median rate spread0.535 (reported on 7,559 originations, 3 reported no spread at all -- a median of what was reported, not of everything originated)
That is an approval rate of 97%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-10T20:58:22+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for DAS ACQUISITION COMPANY, LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About USA Mortgage
Overview
USA Mortgage is a trade name of DAS Acquisition Company, LLC, a Missouri limited liability company formed in 2001. The company is headquartered in St. Louis, Missouri, and its NMLS company ID is 227262.
The company operates in mortgage and home-loan business lines under USA Mortgage and related trade names. Its public website is https://www.usa-mortgage.com.
USA Mortgage operates 300 branch locations in 39 states. Its branch map runs from Missouri and Illinois to Texas, California, Florida, and several other states, a practical piece of geography in a business where the address still matters.
Business Type
DAS Acquisition Company, LLC is a limited liability company formed in Missouri, United States. USA Mortgage is one of the trade names used by the company.
Website and Branding
USA Mortgage uses https://www.usa-mortgage.com as its public website.
The company operates under trade names that include USA Mortgage, Dwell Mortgage, Life Mortgage, Loan Surfer, USA Lending, Hybrid Home Loan, Clarity Home Loans, DAS Wholesale, Providence Home Lending, Sports Afield Mortgage, The VA Dude, and Rosenblatt Mortgage Group.
Headquarters
The company's primary address is 12140 Woodcrest Executive Drive Ste. 150, St. Louis, MO 63141, United States.
DAS Acquisition Company, LLC was formed in Missouri, United States.
Years in Operation
DAS Acquisition Company, LLC was formed on February 26, 2001. As of 2026, the company has been in operation for 25 years.
Loan Types
USA Mortgage's loan activity is presented under mortgage and home-loan trade names, including USA Mortgage, Dwell Mortgage, Clarity Home Loans, Providence Home Lending, and USA Mortgage Home Loans - Abadi Branch.
Scale
USA Mortgage operates 300 branches in 39 states: AL, AR, AZ, CA, CO, CT, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, NC, NJ, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, VA, WA, WI, WV, and WY.
NMLS ID
USA Mortgage's NMLS company ID is 227262. Consumers can verify license status at the NMLS Consumer Access website.
Disclaimer
USA Mortgage, through DAS Acquisition Company, LLC, has NMLS ID 227262. Licensing information is subject to change, and readers should verify current licensing directly with the lender or at NMLS Consumer Access. This profile is for informational purposes only.
Frequently Asked Questions
What is USA Mortgage's NMLS number?
USA Mortgage's NMLS number is 227262. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified USA Mortgage's NMLS ID?
Yes. We checked USA Mortgage's company name and NMLS ID against the NMLS record on August 7, 2026. They've been in our lender network since February 2012. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about USA Mortgage?
This page has USA Mortgage's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.