Royal United Mortgage NMLS #13390
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Who is Royal United Mortgage?
Royal United Mortgage (NMLS #13390) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerRoyal United Mortgage
- NMLS #13390
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
- Biography reviewed byPaige Sutton, NMLS #1888684 ()
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 7,293 applications decided by ROYAL UNITED MORTGAGE LLC in 2025, 4,960 were originated, 196 were approved but not accepted by the borrower, and 2,137 were denied.
- Median rate spread1.059 (reported on 4,960 originations)
That is an approval rate of 70.7%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-10T20:58:22+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for ROYAL UNITED MORTGAGE LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About Royal United Mortgage
Overview
Royal United Mortgage is a mortgage company for home buyers and homeowners. Its loan choices include home purchase, refinance, and home-equity borrowing.
How it works
A borrower can begin with a short intake flow that asks what the borrower wants to accomplish and how Royal United Mortgage should make contact.
Locations
Royal United Mortgage has 13 branches in Arizona, California, Florida, Iowa, Illinois, Missouri, Ohio, South Carolina, and Texas.
Company details and licensing
Royal United Mortgage LLC is an Indiana limited liability company formed on January 17, 2008. Its headquarters are at 10194 Crosspoint Boulevard, Suite 110, Indianapolis, Indiana 46256. NMLS company ID: 13390. Trade names include Royal United Mortgage, GetMyHomeEquity.com, and LENDINGHOUSEFLORIDA. Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #13390 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is Royal United Mortgage's NMLS number?
Royal United Mortgage's NMLS number is 13390. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Royal United Mortgage's NMLS ID?
Yes. We checked Royal United Mortgage's company name and NMLS ID against the NMLS record on August 12, 2026. They've been in our lender network since April 2017. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Royal United Mortgage?
This page has Royal United Mortgage's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.