Ruoff Mortgage Company NMLS #141868
Who is Ruoff Mortgage Company?
Ruoff Mortgage Company (NMLS #141868) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerRuoff Mortgage Company
- NMLS #141868
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 11,777 applications decided by RUOFF MORTGAGE COMPANY, INC. in 2025, 9,934 were originated, 1,227 were approved but not accepted by the borrower, and 616 were denied.
- Median rate spread0.49 (reported on 9,932 originations, 2 reported no spread at all -- a median of what was reported, not of everything originated)
That is an approval rate of 94.8%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-10T21:03:18+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for RUOFF MORTGAGE COMPANY, INC. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About Ruoff Mortgage Company
Overview
Ruoff Mortgage Company is a mortgage company with a branch-based operation. The company is based in Fort Wayne, Indiana.
Locations
Ruoff Mortgage Company has 74 branches in Arizona, Florida, Georgia, Indiana, Kentucky, Michigan, Missouri, and Ohio.
Company details and licensing
Ruoff Mortgage Company, Inc. is an Indiana corporation formed on September 17, 1984. Supported trade names include Expedite Home Loans, Ruoff Home Mortgage, and Ruoff Mortgage. Its NMLS company ID is 141868.
Licensing is verifiable through NMLS Consumer Access.
Frequently Asked Questions
What is Ruoff Mortgage Company's NMLS number?
Ruoff Mortgage Company's NMLS number is 141868. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Ruoff Mortgage Company's NMLS ID?
Yes. We checked Ruoff Mortgage Company's company name and NMLS ID against the NMLS record on August 6, 2026. They've been in our lender network since November 2017. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Ruoff Mortgage Company?
This page has Ruoff Mortgage Company's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.