PrimeLending, A PlainsCapital Company NMLS #13649
Website: primelending.com
At a glance
- HeadquartersDallas, TX
- Loan typesConventional, FHA and VA
- MakesPurchase, Refinance and Cash-out refinance
- Mortgage licenses in19 states
- Formed in1986
What it closes
24,706 home loans closed in 2025
Share of its 2025 home loans: 70% Conventional, 20% FHA, 9% VA and 1% Other types.
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Key Facts
- Lender or brokerPrimeLending, A PlainsCapital Company
- NMLS #13649
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
- Biography reviewed byPaige Sutton, NMLS #1888684 ()
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About PrimeLending, A PlainsCapital Company
Overview
PrimeLending, A PlainsCapital Company offers home purchase loans, refinances and renovation loans. Borrowers work with the company through its physical branch network.
Mortgage options
PrimeLending offers home purchase loans, refinances, renovation loans, reverse mortgages, jumbo loans, construction loans, adjustable-rate mortgages and home equity loans, along with conventional, FHA, VA and USDA options.
In 2025, PrimeLending made conventional, FHA, VA and USDA loans. Its loans that year were for home purchases, refinances, cash-out refinances and home improvement.
Locations
PrimeLending has 301 physical branches in 45 states.
Company details and licensing
PrimeLending, A PlainsCapital Company is a Texas corporation headquartered at 18111 Preston Road #900 in Dallas, Texas. The company was formed on July 8, 1986. It also uses the trade names Loanplicity, PrimeLending and PlainsCapital Mortgage. Its NMLS company ID is 13649.
PrimeLending is licensed in Alabama, Arkansas, Arizona, California, the District of Columbia, Hawaii, Iowa, Illinois, Massachusetts, Maryland, Maine, Michigan, Minnesota, North Dakota, New Hampshire, New Jersey, New Mexico, Nevada, New York, Oregon, Rhode Island, Texas, Utah, Vermont, Washington, West Virginia and Wyoming.
Verify NMLS #13649 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Is PrimeLending, A PlainsCapital Company legit?
Here's what public licensing records show. PrimeLending, A PlainsCapital Company holds mortgage licenses in 19 states, including Arizona, Arkansas, California, District of Columbia, Hawaii (NMLS ID #13649, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
See the 2025 loan data: application outcomes, pricing, closing costs and loan mix from the public HMDA filing.
Frequently Asked Questions
Is PrimeLending, A PlainsCapital Company legit?
Here's what public licensing records show. PrimeLending, A PlainsCapital Company holds mortgage licenses in 19 states, including Arizona, Arkansas, California, District of Columbia, Hawaii (NMLS ID #13649, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
What is PrimeLending, A PlainsCapital Company's NMLS number?
PrimeLending, A PlainsCapital Company's NMLS number is 13649. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified PrimeLending, A PlainsCapital Company's NMLS ID?
Yes. We checked PrimeLending, A PlainsCapital Company's company name and NMLS ID against the NMLS record on June 9, 2026. They've been in our lender network since October 2011. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about PrimeLending, A PlainsCapital Company?
This page has PrimeLending, A PlainsCapital Company's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.