Priority Financial Network NMLS #103098
At a glance
- HeadquartersCalabasas, CA
- Size916 home loans closed in 2025
- Loan typesConventional and FHA
- Licensed in37 states
- Formed in2000
2025 figures are for PFN LENDING GROUP, INC.'s filing.
What it closes
Share of its 2025 home loans: 83% Conventional, 15% FHA and 2% Other types.
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Who is Priority Financial Network?
Priority Financial Network (NMLS #103098) is a lender listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Is Priority Financial Network legit?
Here's what public licensing records show. Priority Financial Network holds mortgage licenses in 37 states, including Alaska, Arizona, Arkansas, California, Colorado (NMLS ID #103098, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
Key Facts
- Lender or brokerPriority Financial Network
- NMLS #103098
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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About Priority Financial Network
Overview
Priority Financial Network is a mortgage lender that offers home loans for borrowers with both traditional and nontraditional income profiles. The company works with self-employed borrowers and business owners, including borrowers who may need a mortgage process that looks beyond standard income documents.
Mortgage options
Priority Financial Network offers conventional, Non-QM, jumbo, VA, bank statement and foreign national home loans.
In 2025 it made conventional, FHA and VA loans. Its loans that year were for home purchases, refinances and cash-out refinances.
How it works
For Non-QM mortgages, Priority Financial Network uses alternative documentation such as bank statements and 1099s for borrowers whose income is not documented through standard employment paperwork.
Locations
Priority Financial Network has 31 branches across 14 states.
Company details and licensing
PFN Lending Group, Inc. is a California corporation formed on January 1, 2000. It is headquartered at 5016 N. Parkway Calabasas, Suite 200, Calabasas, California 91302.
Trade names include LendingShops, PowerPay Home Loans and Priority Home Mortgage. Its NMLS company ID is 103098. Priority Financial Network is licensed in Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Montana, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin and the District of Columbia.
Verify NMLS #103098 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Additional information
Reported application outcomes and pricing, 2025
- Filed asPFN LENDING GROUP, INC.
- Priority Financial Network is a registered trade name of PFN Lending Group, Inc. (NMLS #103098), which filed these figures.
- 2025 home loan decisionsOf 1,169 applications decided by PFN LENDING GROUP, INC. in 2025, 916 were originated, 5 were approved but not accepted by the borrower, and 248 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 78.8%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 363 applications were withdrawn by the borrower, 14 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.579 percentage points above the average prime offer rate (reported on 890 originations, 26 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$9,669.99 — originated closed-end household loans, 2025, 715 of 733 loans. FFIEC HMDA data browser.
- Median origination charges$4,023.10 — originated closed-end household loans, 2025, 723 of 733 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types759 Conventional, 137 FHA, 19 VA, 1 USDA — of 916 reported originations, 2025. FFIEC HMDA data browser.
Evidence read October 20, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for PFN LENDING GROUP, INC. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
Frequently Asked Questions
Is Priority Financial Network legit?
Here's what public licensing records show. Priority Financial Network holds mortgage licenses in 37 states, including Alaska, Arizona, Arkansas, California, Colorado (NMLS ID #103098, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
What is Priority Financial Network's NMLS number?
Priority Financial Network's NMLS number is 103098. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Priority Financial Network's NMLS ID?
Yes. We checked Priority Financial Network's company name and NMLS ID against the NMLS record on August 7, 2026. They've been in our lender network since October 2013. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Priority Financial Network?
This page has Priority Financial Network's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.