Mortgage Lender Reviews & Ratings » Right Start Mortgage, Inc.
Right Start Mortgage, Inc. NMLS #35960
Key Facts
- LenderRight Start Mortgage, Inc.
- NMLS # 35960
- Review sourceVerified FreeRateUpdate.com customers
- Last updated
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About Right Start Mortgage, Inc.
Overview
Right Start Mortgage, Inc. is a mortgage company listed in NMLS under company ID 35960. According to NMLS records, the company is a Texas corporation with a primary office in San Antonio, Texas.
Publicly listed trade names include GFS Home Loans, Providence Home Loans, Right Start Mortgage, Bottomline Mortgage, Gold Financial Services, OneXClose, Rev Mortgage, and several others. The company websites in the supplied evidence present mortgage loan programs, loan officers, branch lookup tools, mortgage calculators, and application options for home buyers.
Based on the available website information, the company offers products that include conventional, VA, USDA, jumbo, HELOC, reverse mortgage, renovation, and adjustable-rate mortgage options. The evidence is clearest on home purchase lending; refinance activity was not clearly identified in the supplied materials.
Business Type
According to NMLS records, Right Start Mortgage, Inc. is organized as a Corporation and was formed in Texas, United States.
The supplied evidence does not clearly state whether the company operates as a direct lender or as a mortgage broker. Its public websites describe mortgage loan programs, loan officers, applications, and home buying resources.
Website Branding
The website URLs supplied for this profile are www.gfshomeloans.com, www.phlendings.com, www.rightstartmortgage.com, and www.rsmwholesale.com. The scraped website pages include GFS Home Loans and Providence Home Loans branding.
NMLS-listed trade names include Bottomline Mortgage, Inc., GFS Home Loans, Oz Lending, Major Mortgage, Providence Home Loans, Right Start Mortgage, Bottomline Mortgage, First Captial Group, Pacific Bay Mortgage, Right Start Senior Funding, Right Start Mortgage, Inc., Providence Home Lending, Bottomline Mortgage, Inc., A California Corporation, 49th Street Mortgage Company, Rev Mortgage, 1XClose, Dream Big Mortgage, Gold Financial Services, and OneXClose.
Headquarters
According to NMLS records, Right Start Mortgage, Inc. lists its primary address as 2822 N Loop 1604 W Ste. 101, San Antonio, TX 78248, United States.
NMLS records list the company as formed in Texas, United States. No address history was included in the supplied evidence.
Years in Operation
According to NMLS records, Right Start Mortgage, Inc. was formed on 07/01/2025. Based on the current year supplied for this profile, 2026, that is about 1 year in operation.
Loan Types
The company website evidence identifies conventional, VA, USDA, jumbo, HELOC, reverse mortgage, renovation, and adjustable-rate mortgage products. Providence Home Loans website text also refers to fixed and adjustable rate mortgage options.
The scraped pages emphasize home buying, loan programs, mortgage calculators, and application tools. The supplied evidence does not clearly identify refinance products.
Licensing Footprint
The licensed-state list supplied for this profile comes from a company website legal page. It lists licensing in 27 states: AL, AZ, AR, CA, FL, GA, ID, IL, IN, IA, KS, KY, LA, MI, MS, NV, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, and WA.
NMLS Consumer Access licensing details were not retrieved in the supplied data. Licensing information can change, so readers should verify current status directly with the lender or through NMLS Consumer Access.
Scale
The supplied NMLS branch data lists 81 branch locations. Those branches are located in AR, AZ, CA, CO, FL, GA, IA, ID, MT, NE, NM, NV, OH, OK, OR, SC, TN, TX, and WA.
A loan officer count was not provided in the supplied evidence.
Reputation
The BBB evidence supplied for this profile did not show a rating. It listed the company as not BBB accredited, but the supplied BBB match confidence is low.
No notable industry awards or recognition were identified for this lender at this time.
NMLS ID
Right Start Mortgage, Inc. is listed under NMLS company ID 35960. Consumers can use NMLS Consumer Access to verify company licensing and registration details.
Disclaimer
This profile is for informational purposes only. Right Start Mortgage, Inc. is listed with NMLS ID 35960.
Licensing information is subject to change. Readers should verify current licensing and availability directly with the lender or at NMLS Consumer Access before making mortgage decisions.
NMLS #35960 — Verify on NMLS Consumer Access — Profile last updated: July 16, 2026
Frequently Asked Questions
What is Right Start Mortgage, Inc.'s NMLS number?
Right Start Mortgage, Inc. operates under NMLS #35960. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
Where can I read reviews of Right Start Mortgage, Inc.?
Verified consumer ratings and reviews of Right Start Mortgage, Inc. are published on this FreeRateUpdate.com lender profile page.