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MegaStar Financial Corp.: 2025 loan data
MegaStar Financial Corp.'s 2025 at a glance, from the public report every mortgage lender files each year.
Filed as MEGASTAR FINANCIAL CORP.
- Home loans closed1,169Loans it funded in 2025
- Approval rate97.7%Of applications it said yes or no to
- Typical loan costs$5,501.71Middle amount, before taxes, prepaids and escrow
- Typical lender fees$1,445.00Its own charges to make the loan
What it closes
1,169 home loans closed in 2025
Share of its 2025 home loans: 76% Conventional, 18% FHA, 6% VA and 0% Other types.
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asMEGASTAR FINANCIAL CORP.
- 2025 home loan decisionsOf 1,196 applications decided by MEGASTAR FINANCIAL CORP. in 2025, 1,169 were originated, 0 were approved but not accepted by the borrower, and 27 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 97.7%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 393 applications were withdrawn by the borrower, 38 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.199 percentage points above the average prime offer rate (reported on 1,122 originations, 47 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$5,501.71 — originated closed-end household loans, 2025, 1,150 of 1,169 loans. FFIEC HMDA data browser.
- Median origination charges$1,445.00 — originated closed-end household loans, 2025, 1,090 of 1,169 loans. FFIEC HMDA data browser.
- Median lender credits$10,006.89 — originated closed-end household loans, 2025, 1,163 of 1,169 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types884 Conventional, 212 FHA, 66 VA, 7 USDA — of 1,169 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for MEGASTAR FINANCIAL CORP. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.