MegaStar Financial Corp NMLS #3043

MegaStar Financial Corp logo

Key Facts

  • Lender or brokerMegaStar Financial Corp
  • NMLS #3043
  • Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
  • In the FreeRateUpdate network since
  • Profile updated
  • Biography reviewed byPaige Sutton, NMLS #1888684 ()

Reported application outcomes and pricing, 2025

  • 2025 home loan decisionsOf 1,196 applications decided by MEGASTAR FINANCIAL CORP. in 2025, 1,169 were originated, 0 were approved but not accepted by the borrower, and 27 were denied.
  • Median rate spread0.199 (reported on 1,122 originations, 47 reported no spread at all -- a median of what was reported, not of everything originated)

That is an approval rate of 97.7%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.

Evidence read 2026-10-10T21:30:20+00:00

Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for MEGASTAR FINANCIAL CORP. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.

About MegaStar Financial Corp

Overview

MegaStar Financial Corp. is a mortgage lender for home financing. Borrowers can work with a loan officer and use a borrower portal for loan information and payments.

Mortgage options

Mortgage options include FHA, USDA, and VA loans, as well as Non-QM lending, bridge loans, and ITIN lending.

Locations

MegaStar Financial Corp. has 28 branches in Arizona, California, Colorado, Florida, Georgia, Kansas, Maine, Minnesota, Missouri, New Hampshire, Nevada, and Washington.

Company details and licensing

MegaStar Financial Corp. is a corporation formed in Colorado on March 11, 1999, with headquarters at 1080 Cherokee Street in Denver, Colorado. NMLS company ID is 3043. Trade names include Metraggo, Mountain Express Mortgage, and QuickLoan. Licensing is verifiable through NMLS Consumer Access.

Verify NMLS #3043 on NMLS Consumer Access

Sources

Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.

Frequently Asked Questions

What is MegaStar Financial Corp's NMLS number?

MegaStar Financial Corp's NMLS number is 3043. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.

Has FreeRateUpdate verified MegaStar Financial Corp's NMLS ID?

Yes. We checked MegaStar Financial Corp's company name and NMLS ID against the NMLS record on August 7, 2026. They've been in our lender network since August 2015. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.

Where can I learn more about MegaStar Financial Corp?

This page has MegaStar Financial Corp's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.

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