Merchants Home Lending NMLS #283279
Key Facts
- Lender or brokerMerchants Home Lending
- Brand ofMerchants Realty & Loan Corp, NMLS #283279
- NMLS #283279
- Profile updated
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About Merchants Home Lending
Overview
Merchants Realty & Loan Corp is a California corporation based in San Diego. The company also does business under names including Merchants Home Lending, Merchants Home Loan, Merchants Home Loans, Merchants Realty & Loan Corp., and Merchants Realty & Loan.
The company presents its mortgage work through Merchants Home Lending at merchantshomelending.com, with a focus on VA home loans for purchase and refinance borrowers. Its site describes VA purchase, VA jumbo, VA IRRRL, VA cash-out refinance, VA construction, and VA renovation or rehab options.
Merchants Realty & Loan Corp describes itself as a licensed local mortgage broker that works with multiple wholesale mortgage lenders rather than one specific bank or lender.
Business Type
Merchants Realty & Loan Corp is a corporation formed in California. Its website describes the company as a licensed local mortgage broker.
The company works with purchase and refinance borrowers, with public site language centered on VA loan options.
Website and Branding
The company’s public website is https://www.merchantshomelending.com.
Trade names associated with the company include Merchants Home Lending, Merchants Home Loan, Merchants Home Loans, Merchants Realty & Loan Corp., and Merchants Realty & Loan. The website presents the consumer-facing brand as Merchants Home Lending.
Headquarters
Merchants Realty & Loan Corp is headquartered at 2305 Historic Decatur Road, Suite 100, San Diego, CA 92106, United States.
The company was formed in California, United States.
Years in Operation
Merchants Realty & Loan Corp was formed on January 20, 2010. As of 2026, that places the company at 16 years in operation.
Loan Types
Merchants Home Lending’s website identifies VA loan products, including VA purchase loans, VA jumbo loans, VA IRRRL refinance loans, and VA 30-year cash-out refinance loans.
The site also describes VA construction loans and VA renovation or rehab loans, including use cases for building a home, purchasing a fixer, and financing accessory dwelling unit work through a VA renovation or alteration program.
Scale
Merchants Realty & Loan Corp has 7 branches. Its branch locations are in California, Florida, and Texas.
NMLS ID
Merchants Realty & Loan Corp’s NMLS company ID is 283279. Consumers can verify license status at the NMLS Consumer Access website.
Disclaimer
Merchants Realty & Loan Corp NMLS ID: 283279. Licensing information is subject to change, and readers should verify directly with the lender or at NMLS Consumer Access.
This profile is for informational purposes only.
Verify NMLS #283279 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is Merchants Home Lending's NMLS number?
Merchants Home Lending operates under NMLS #283279. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
Where can I learn more about Merchants Home Lending?
Merchants Home Lending's NMLS registration details, company facts, and source links when available are published on this FreeRateUpdate.com profile page.