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Gateway First Bank: 2025 loan data
Gateway First Bank's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as Gateway First Bank
- Home loans closed7,952Loans it funded in 2025
- Approval rate94.7%Of applications it said yes or no to
- Typical loan costs$5,580.50Middle amount, before taxes, prepaids and escrow
- Typical lender fees$1,651.21Its own charges to make the loan
What it closes
7,952 home loans closed in 2025
Share of its 2025 home loans: 66% Conventional, 23% FHA, 9% VA and 2% Other types.
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asGateway First Bank
- 2025 home loan decisionsOf 8,461 applications decided by Gateway First Bank in 2025, 7,952 were originated, 58 were approved but not accepted by the borrower, and 451 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 94.7%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 2,538 applications were withdrawn by the borrower, 9 were closed for incompleteness, and 1,744 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.255 percentage points above the average prime offer rate (reported on 7,543 originations, 409 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$5,580.50 — originated closed-end household loans, 2025, 6,308 of 7,872 loans. FFIEC HMDA data browser.
- Median origination charges$1,651.21 — originated closed-end household loans, 2025, 7,870 of 7,872 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types5,278 Conventional, 1,808 FHA, 749 VA, 117 USDA — of 7,952 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for Gateway First Bank — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.