Gateway First Bank NMLS #7233
At a glance
- HeadquartersJenks, OK
- Size7,952 home loans closed in 2025
- Loan typesConventional, FHA and VA
- Licensed in2 states
- Formed in2000
What it closes
Share of its 2025 home loans: 66% Conventional, 23% FHA, 9% VA and 2% Other types.
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Who is Gateway First Bank?
Gateway First Bank (NMLS #7233) is a lender listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Is Gateway First Bank legit?
Here's what public licensing records show. Gateway First Bank holds mortgage lender licenses in Maryland, Nevada (NMLS ID #7233, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
Key Facts
- Lender or brokerGateway First Bank
- NMLS #7233
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
- Biography reviewed byPaige Sutton, NMLS #1888684 ()
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Bank facts
Gateway First Bank held $2,062,041,000 in total assets as of June 30, 2026, per the FDIC (certificate 15118). The FDIC and NMLS records both place it in Jenks, Oklahoma. FDIC deposit insurance covers deposits held at the bank. It is the bank's coverage and does not extend to any mortgage.
About Gateway First Bank
Overview
Gateway First Bank is a mortgage lender for homebuyers and homeowners. Borrowers can start a home loan application online and manage a closed loan account digitally.
Mortgage options
Mortgage options include purchase loans, refinance loans, renovation loans and construction financing.
Locations
Gateway First Bank has five branches in Maryland, New Jersey, Texas and West Virginia.
Company details and licensing
Gateway First Bank is a corporation formed in Oklahoma, United States on February 14, 2000. Its headquarters are at 244 South Gateway Place in Jenks, Oklahoma, and its NMLS company ID is 7233.
Trade names include Gateway Mortgage Group, LLC, Gateway Mortgage Group and Gateway Mortgage. Gateway First Bank is licensed in Maryland and Nevada.
Verify NMLS #7233 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Additional information
Reported application outcomes and pricing, 2025
- Filed asGateway First Bank
- 2025 home loan decisionsOf 8,461 applications decided by Gateway First Bank in 2025, 7,952 were originated, 58 were approved but not accepted by the borrower, and 451 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 94.7%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 2,538 applications were withdrawn by the borrower, 9 were closed for incompleteness, and 1,744 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.255 percentage points above the average prime offer rate (reported on 7,543 originations, 409 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$5,580.50 — originated closed-end household loans, 2025, 6,308 of 7,872 loans. FFIEC HMDA data browser.
- Median origination charges$1,651.21 — originated closed-end household loans, 2025, 7,870 of 7,872 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types5,278 Conventional, 1,808 FHA, 749 VA, 117 USDA — of 7,952 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for Gateway First Bank — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
Frequently Asked Questions
Is Gateway First Bank legit?
Here's what public licensing records show. Gateway First Bank holds mortgage lender licenses in Maryland, Nevada (NMLS ID #7233, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
What is Gateway First Bank's NMLS number?
Gateway First Bank's NMLS number is 7233. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Gateway First Bank's NMLS ID?
Yes. We checked Gateway First Bank's company name and NMLS ID against the NMLS record on October 14, 2026. They've been in our lender network since June 2020. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Gateway First Bank?
This page has Gateway First Bank's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.