Geneva Financial NMLS #42056
Active Matched with at least one FreeRateUpdate rate shopper in the last 180 days
Who is Geneva Financial?
Geneva Financial (NMLS #42056) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerGeneva Financial
- NMLS #42056
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 5,778 applications decided by GENEVA FINANCIAL, LLC in 2025, 5,554 were originated, 45 were approved but not accepted by the borrower, and 179 were denied.
- Median rate spread0.647 (reported on 5,054 originations, 500 reported no spread at all -- a median of what was reported, not of everything originated)
That is an approval rate of 96.9%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-10T21:34:58+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for GENEVA FINANCIAL, LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About Geneva Financial
Overview
Geneva Financial is a mortgage company with branch offices across much of the United States. The company is based in Chandler, Arizona, and is registered through NMLS under company ID 42056.
Locations
Geneva Financial has 283 branch offices in 44 states.
Company details and licensing
Geneva Financial's legal entity is Geneva Financial, LLC, a limited liability company formed in Arizona on October 16, 2007. Its headquarters is at 180 S. Arizona Ave, Suite 310, Chandler, Arizona 85225.
Supported trade names include Fidelity Blueline Mortgage, Geneva Financial Home Loans, and Ridge Lending Group. Licensing is verifiable through NMLS Consumer Access.
Frequently Asked Questions
What is Geneva Financial's NMLS number?
Geneva Financial's NMLS number is 42056. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Geneva Financial's NMLS ID?
Yes. We checked Geneva Financial's company name and NMLS ID against the NMLS record on January 9, 2026. They've been in our lender network since February 2013. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Geneva Financial?
This page has Geneva Financial's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.