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US Bank NMLS #402761

Key Facts

Lender or brokerUS Bank
NMLS #402761
FreeRateUpdate verificationFreeRateUpdate verified the company name and NMLS ID shown for US Bank against NMLS records on August 13, 2026.
Network participant sinceUS Bank has participated in the FreeRateUpdate network of lenders and brokers since December 2014.
Profile updatedSeptember 26, 2026

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Frequently Asked Questions

What is US Bank's NMLS number?

US Bank operates under NMLS #402761. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.

Has FreeRateUpdate verified US Bank's NMLS ID?

Yes. FreeRateUpdate verified the company name and NMLS ID shown for US Bank against NMLS records on August 13, 2026. US Bank has participated in the FreeRateUpdate network of lenders and brokers since December 2014. This confirms company identity against the NMLS record; it is not an endorsement, and it does not verify licence status in any particular state.

Where can I learn more about US Bank?

US Bank's verified NMLS identity, company details, and source links when available are published on this FreeRateUpdate.com profile page.

Mortgage and Home Equity Calculators

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Mortgage Calculator Principal and interest from a loan amount, a rate and a term.

Mortgage Payment Calculator Principal and interest plus taxes, insurance, PMI and HOA, explained.

Home Equity Loan Calculator How much equity you can borrow, and the fixed monthly payment.

HELOC Calculator Your credit line, and the payment jump when repayment begins.

Mortgage Guides and Answers

The questions rate shoppers ask, and the explainers that go with them.

FAQ Answers to common mortgage and home equity questions, grouped by topic.

Blogs Longer explainers on buying, refinancing and borrowing against equity.

Is a Lender Legitimate? Check a company or loan officer in the free NMLS lookup.

Direct Lender or Broker? Who actually underwrites and funds your loan, and how to ask.

FreeRateUpdate Rates & Data

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Daily Rates Our archive of dated mortgage rate write-ups.

As Low As Rates The best verified rate in our network, against the Freddie Mac average.

As Low As Rates History The same verified network rates, tracked daily over time.

Rate vs. Treasury Spread The 30-year fixed average against the 10-year Treasury yield.

Median Home Values What consumers shopping rates here report their homes are worth.

U.S. HELOC Market Volume Total U.S. home-equity balances outstanding, 2009 to 2025.

U.S. Refinance Application Volume Refinance application activity from the MBA index, 2009 to 2025.