Unified Home Loans NMLS #1965830

Active Matched with at least one FreeRateUpdate rate shopper in the last 180 days

Unified Home Loans logo

Who is Unified Home Loans?

Unified Home Loans (NMLS #1965830) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.

Key Facts

  • Lender or brokerUnified Home Loans
  • NMLS #1965830
  • Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
  • Profile updated

Products and Loan Types

Refinance loan options:
  • FHA
  • Conventional
  • VA
  • Jumbo
Purchase loan options:
  • FHA
  • VA
  • Conventional
  • Jumbo

About Unified Home Loans

Overview

Unified Home Loans is a mortgage broker in Roseville, California, that provides residential mortgage financing for home buyers and homeowners. The company serves the Greater Sacramento area and communities throughout California.

Mortgage options

Mortgage options include home purchase loans, refinance loans, VA loans, and home equity loans.

How it works

Unified Home Loans works with multiple lending sources as part of its mortgage broker model. Borrowers can work with the company on residential financing for a home purchase or an existing mortgage refinance.

Company details and licensing

Unified Home Loans is a corporation formed in California, United States, on 11/29/2018. Its headquarters are at 2270 Douglas Blvd., Suite 215, Roseville, California 95661. Trade names include CTC HOME LOANS, Realty Direct Group, and UHL.

NMLS company ID: 1965830. Licensing is verifiable through NMLS Consumer Access.

Verify NMLS #1965830 on NMLS Consumer Access

Sources

Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.

Frequently Asked Questions

What is Unified Home Loans's NMLS number?

Unified Home Loans's NMLS number is 1965830. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.

Has FreeRateUpdate verified Unified Home Loans's NMLS ID?

Yes. We checked Unified Home Loans's company name and NMLS ID against the NMLS record on August 13, 2026. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.

Where can I learn more about Unified Home Loans?

This page has Unified Home Loans's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.

Mortgage and Home Equity Calculators

Estimate a payment before you talk to a lender. Each explains its math.

Mortgage Guides and Answers

The questions rate shoppers ask, and the explainers that go with them.

  • FAQ Answers to common mortgage and home equity questions, grouped by topic.
  • Blogs Longer explainers on buying, refinancing and borrowing against equity.
  • Is a Lender Legitimate? Check a company or loan officer in the free NMLS lookup.
  • Direct Lender or Broker? Who actually underwrites and funds your loan, and how to ask.

FreeRateUpdate Rates & Data

The rate and market data we publish, including figures measured from our own lender network and the consumers who shop rates here.

Ask Hope Anything About Mortgage & Home Equity!

Hope is AI and can make mistakes. Please double-check responses. About Hope * Advertising Disclosure