Prime Mortgage Lending Inc NMLS #69551
At a glance
- Size1,460 home loans closed in 2025
- Loan typesConventional, VA, FHA and USDA
2025 figures are for GoPrime Mortgage, Inc.'s filing.
What it closes
Share of its 2025 home loans: 44% Conventional, 38% VA, 15% FHA and 3% USDA.
Ask Hope Anything About Mortgage & Home Equity!
Hope could not take that just now. Your question is still in the box.
Hope is AI and can make mistakes. Please double-check responses. About Hope * Advertising Disclosure
Who is Prime Mortgage Lending Inc?
Prime Mortgage Lending Inc is a brand of GoPrime Mortgage (NMLS #69551), which is a lender listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerPrime Mortgage Lending Inc
- Brand ofGoPrime Mortgage, NMLS #69551
- NMLS #69551
- Profile updated
Compare current mortgage rates · Mortgage calculator · All lender profiles
About Prime Mortgage Lending Inc
Overview
GoPrime Mortgage is a mortgage company for home loan borrowers, including home buyers, homeowners refinancing an existing loan, and residential investors. A related GoPrime Mortgage brand, OVAL Mortgage, focuses on VA loans and mortgages for veterans.
Mortgage options
GoPrime Mortgage offers conventional, FHA, VA, USDA, reverse mortgage, and adjustable-rate mortgage loans.
How it works
Borrowers can start the application process online or through the MyGoPrime app. The process includes providing basic income and financial information before discussing next steps with a local GoPrime Mortgage loan officer.
Locations
GoPrime Mortgage has 40 branches across Alabama, Arizona, California, Florida, Georgia, Hawaii, Kentucky, Montana, North Carolina, Nevada, Oregon, South Carolina, Texas, Virginia, and Wisconsin.
Company details and licensing
The legal entity is GoPrime Mortgage, Inc., a corporation formed in North Carolina on February 18, 2005. Its headquarters are at 320 N. Salem Street, Suite 300, Apex, North Carolina 27502. Trade names include Tier 1 Lending, The Simpleloan Group, and PrimeRate Mortgage Lending, Inc. The NMLS company ID is 69551.
Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #69551 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Additional information
Reported application outcomes and pricing, 2025
- Filed asGoPrime Mortgage, Inc.
- 2025 home loan decisionsOf 1,576 applications decided by GoPrime Mortgage, Inc. in 2025, 1,460 were originated, 9 were approved but not accepted by the borrower, and 107 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 93.2%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 323 applications were withdrawn by the borrower, 0 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.076 percentage points above the average prime offer rate (reported on 1,392 originations, 68 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$6,488.40 — originated closed-end household loans, 2025, 1,444 of 1,460 loans. FFIEC HMDA data browser.
- Median origination charges$1,666.15 — originated closed-end household loans, 2025, 1,460 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types636 Conventional, 218 FHA, 562 VA, 44 USDA — of 1,460 reported originations, 2025. FFIEC HMDA data browser.
Evidence read October 20, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for GoPrime Mortgage, Inc. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
Frequently Asked Questions
What is Prime Mortgage Lending Inc's NMLS number?
Prime Mortgage Lending Inc's NMLS number is 69551. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Where can I learn more about Prime Mortgage Lending Inc?
This page has Prime Mortgage Lending Inc's NMLS registration and company facts, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.