KS State Bank NMLS #410602
At a glance
- HeadquartersManhattan, KS
- Size313 home loans closed in 2025
- Loan typesConventional
2025 figures are for KS StateBank's filing.
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Who is KS State Bank?
KS State Bank (NMLS #410602) is a lender listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerKS State Bank
- NMLS #410602
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Bank facts
KS StateBank held $2,597,041,000 in total assets as of June 30, 2026, per the FDIC (certificate 19899). The FDIC and NMLS records both place it in Manhattan, Kansas. FDIC deposit insurance covers deposits held at the bank. It is the bank's coverage and does not extend to any mortgage.
About KS State Bank
Overview
KS State Bank is a bank with mortgage licensing information tracked through the Nationwide Multistate Licensing System. The Federal Deposit Insurance Corporation is its primary regulator.
Company details and licensing
KS StateBank is the legal entity for KS State Bank. The company also uses the trade name Kansas State Bank of Manhattan. Its headquarters is at 1010 Westloop Place, Manhattan, Kansas 66502, and its NMLS company ID is 410602.
Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #410602 on NMLS Consumer Access
Sources
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Additional information
Reported application outcomes and pricing, 2025
- Filed asKS StateBank
- 2025 home loan decisionsOf 352 applications decided by KS StateBank in 2025, 313 were originated, 26 were approved but not accepted by the borrower, and 13 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 96.3%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 15 applications were withdrawn by the borrower, 0 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.575 percentage points above the average prime offer rate (reported on 58 originations, 255 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported product mix, 2025
- Loan types313 Conventional — of 313 reported originations, 2025. FFIEC HMDA data browser.
Evidence read October 20, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for KS StateBank — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
Frequently Asked Questions
What is KS State Bank's NMLS number?
KS State Bank's NMLS number is 410602. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified KS State Bank's NMLS ID?
Yes. We checked KS State Bank's company name and NMLS ID against the NMLS record on October 14, 2026. They've been in our lender network since February 2013. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about KS State Bank?
This page has KS State Bank's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.