Land Home Financial Services NMLS #1796

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Who is Land Home Financial Services?

Land Home Financial Services (NMLS #1796) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.

Key Facts

  • Lender or brokerLand Home Financial Services
  • NMLS #1796
  • Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
  • In the FreeRateUpdate network since
  • Profile updated

Reported application outcomes and pricing, 2025

  • 2025 home loan decisionsOf 1,790 applications decided by LAND HOME FINANCIAL SERVICES, INC. in 2025, 1,534 were originated, 155 were approved but not accepted by the borrower, and 101 were denied.
  • Median rate spread0.569 (reported on 908 originations, 626 reported no spread at all -- a median of what was reported, not of everything originated)

That is an approval rate of 94.4%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.

These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.

Evidence read 2026-10-10T20:58:22+00:00

Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for LAND HOME FINANCIAL SERVICES, INC. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.

About Land Home Financial Services

Overview

Land Home Financial Services, Inc. is a mortgage company. It operates with a branch-based footprint, with physical offices documented across several regions of the United States.

Locations

Land Home Financial Services, Inc. has 94 branches in 28 states, including California, Florida, Hawaii, New York, Texas, Virginia, Washington, and Wyoming.

Company details and licensing

Land Home Financial Services, Inc. is a corporation formed in California, United States, on March 18, 1988. Its headquarters are at 1355 Willow Way, Suite 250, Concord, California 94520. NMLS company ID: 1796.

Supported trade names include Land/Home Financial Services, LHFS Loans, and Hawaii VA Loans. Licensing is verifiable through NMLS Consumer Access.

Verify NMLS #1796 on NMLS Consumer Access

Frequently Asked Questions

What is Land Home Financial Services's NMLS number?

Land Home Financial Services's NMLS number is 1796. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.

Has FreeRateUpdate verified Land Home Financial Services's NMLS ID?

Yes. We checked Land Home Financial Services's company name and NMLS ID against the NMLS record on May 28, 2026. They've been in our lender network since February 2013. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.

Where can I learn more about Land Home Financial Services?

This page has Land Home Financial Services's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.

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