First Commonwealth Mortgage NMLS #1401
At a glance
- HeadquartersLouisville, KY
- Licensed in13 states
- Formed in2000
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Who is First Commonwealth Mortgage?
First Commonwealth Mortgage (NMLS #1401) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Is First Commonwealth Mortgage legit?
Here's what public licensing records show. First Commonwealth Mortgage holds mortgage licenses in 13 states, including Alabama, Arizona, Colorado, Florida, Georgia (NMLS ID #1401, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
Key Facts
- Lender or brokerFirst Commonwealth Mortgage
- NMLS #1401
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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About First Commonwealth Mortgage
Overview
First Commonwealth Mortgage is a mortgage company offering home purchase loans and mortgage refinancing. The company has four branches in Arizona, Florida, and Kentucky.
Company details and licensing
The legal entity is First Commonwealth Mortgage Corp., a Kentucky corporation formed on June 5, 2000. It also does business under trade names including Arizona Home Funding, Commonwealth First Mortgage Corporation, and Evenflow Financial Corp.
First Commonwealth Mortgage Corp. is headquartered at 12004 Shelbyville Rd, Louisville, Kentucky 40243. Its NMLS company ID is 1401. Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #1401 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
Is First Commonwealth Mortgage legit?
Here's what public licensing records show. First Commonwealth Mortgage holds mortgage licenses in 13 states, including Alabama, Arizona, Colorado, Florida, Georgia (NMLS ID #1401, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
What is First Commonwealth Mortgage's NMLS number?
First Commonwealth Mortgage's NMLS number is 1401. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified First Commonwealth Mortgage's NMLS ID?
Yes. We checked First Commonwealth Mortgage's company name and NMLS ID against the NMLS record on October 10, 2026. They've been in our lender network since August 2013. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about First Commonwealth Mortgage?
This page has First Commonwealth Mortgage's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.