Mortgage Lender Reviews & Ratings » First Federal Bank
Key Facts
- LenderFirst Federal Bank
- NMLS # 408902
- Overall rating4.7 out of 5
- Total reviews3236
- Review sourceAverage Available Sources
- Last updated
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About First Federal Bank
Overview
First Federal Bank is listed in NMLS records as an active company under NMLS ID 408902. The NMLS record gives its primary regulator as the Office of the Comptroller of the Currency.
According to the available record, the company is based in Lake City, Florida. The evidence provided does not identify specific mortgage loan products, borrower segments, or a public company website.
First Federal Bank is also publicly listed with the trade names Federal Savings Bank and First Federal Bank of Florida.
Business Type
Based on the supplied NMLS record, First Federal Bank is listed with an active registration status and the Office of the Comptroller of the Currency as primary regulator. The business structure field was not provided.
The available evidence does not clearly determine whether the company operates as a direct mortgage lender, a mortgage broker, or both. It also does not identify a purchase or refinance focus.
Website and Branding
No public website URL was included in the supplied evidence for First Federal Bank.
The available record lists the trade names Federal Savings Bank and First Federal Bank of Florida.
Headquarters
According to NMLS records, First Federal Bank’s primary address is 4705 US HWY 90 W, Lake City, FL 32055, United States.
The supplied NMLS record does not list a state of formation or address history.
Years in Operation
The supplied NMLS record does not list a formation date for First Federal Bank. Because no date formed was provided, years in operation cannot be calculated from the available information.
Loan Types
The available evidence does not identify specific mortgage loan products offered by First Federal Bank. No company website scrape or detected loan type data was provided.
Licensing Footprint
Licensing information by state was not available from public sources in the supplied evidence at this time. The NMLS Consumer Access page for company ID 408902 was identified, but the fetch status was listed as blocked and no licensed states were provided.
Scale
The supplied evidence lists 0 branches for First Federal Bank and does not list any branch states. No loan officer count, origination volume, or ranking data was included.
Reputation
The BBB information in the supplied evidence lists First Federal Bank with an A rating and not BBB accredited, with medium confidence attached to the match.
No notable industry awards or recognition were identified for this lender at this time.
NMLS ID
First Federal Bank’s NMLS company ID is 408902. Consumers can use the NMLS Consumer Access website to verify current licensing and registration information.
Disclaimer
This profile is for informational purposes only and is based on the evidence provided, including NMLS company ID 408902. Licensing information is subject to change, and readers should verify current status directly with the lender or through NMLS Consumer Access.
NMLS #408902 — Verify on NMLS Consumer Access — Profile last updated: July 10, 2026
Frequently Asked Questions
What is First Federal Bank's NMLS number?
First Federal Bank operates under NMLS #408902. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
How is First Federal Bank rated by customers?
First Federal Bank has an average rating of 4.7 out of 5 based on 3236 reviews aggregated from Average Available Sources.
Where can I read reviews of First Federal Bank?
Verified consumer ratings and reviews of First Federal Bank are published on this FreeRateUpdate.com lender profile page.