EMortgage Capital NMLS #1416824
Key Facts
- Lender or brokerEMortgage Capital
- NMLS #1416824
- FreeRateUpdate verificationFreeRateUpdate verified the company name and NMLS ID shown for EMortgage Capital against NMLS records on .
- Network participant sinceEMortgage Capital has participated in the FreeRateUpdate network of lenders and brokers since .
- Profile updated
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About EMortgage Capital
Overview
E Mortgage Capital, Inc. is a California corporation based in Santa Ana. The company works in residential mortgage finance through E Mortgage Capital and a set of public trade names, including Amerify, SearchLight Home Loans, Kings of Lending, Reason Mortgage, Loan Vault, EMC, and others.
Its public brands present home purchase and refinance lending, with products that include conventional, FHA, VA, USDA, Non-QM, reverse mortgage, HELOC, and construction loan options. Amerify describes home loans and refinancing, while SearchLight Home Loans describes residential, commercial, construction, bridge, SBA, multifamily, and private money lending.
The company operates under NMLS ID 1416824 and uses several branded websites, including emortgagecapital.com, amerify.com, searchlighthomeloans.com, reasonmortgage.com, and kingsoflending.com.
Business Type
E Mortgage Capital, Inc. is a corporation formed in California. Its public sites describe mortgage activity through branded teams, with Amerify presenting home purchase and refinance loans and SearchLight Home Loans describing itself as a boutique full service real estate mortgage brokerage, direct broker, and private money lender.
Website Branding
E Mortgage Capital, Inc. is associated with public websites at https://www.emortgagecapital.com, https://www.amerify.com, https://searchlighthomeloans.com, https://reasonmortgage.com, and https://www.kingsoflending.com.
Trade names include E Mortgage Capital Inc., E Mortgage Capital, Loan Vault, Amerify, Birchwood Lending, EMC, Vine Lending Team, Accelin Loans, Avalon Mortgage Group, Davanti Home Loans, Gezellig Financial, Kings of Lending, Lumira Financial, Mortgage Heroes, Onyx Group Mortgage, Reduced Fee Mortgage, Reziloans Team, Searchlight Home Loans, Elevator Mortgage, Loan Goat, Reason Mortgage, Next Generation Lending, Nestvibez, Wright Lending Team, Potempa Team, The Potempa Team, EMC of PA, EMC of UT, and EMC of WY.
Headquarters
E Mortgage Capital, Inc. is headquartered at 3750 S Susan Street, Santa Ana, California 92704. The company was formed in California, United States.
Years in Operation
E Mortgage Capital, Inc. was formed on May 6, 2015. In 2026, that places the company at 11 years in operation.
Loan Types
E Mortgage Capital, Inc. brands present mortgage options for buying a home and refinancing an existing mortgage. Products shown through its public sites include conventional, FHA, VA, USDA, Non-QM, reverse mortgage, HELOC, and construction loans.
Amerify also describes reverse jumbo options, bank statement loan options, no income options, down payment assistance programs, and FICO options down to 500. SearchLight Home Loans describes residential purchase and refinance loans, commercial lending, SBA loans, multifamily financing, construction loans, bridge loans, and private money lending.
Specialty
SearchLight Home Loans describes its focus as Bay Area real estate finance and out of the box financing solutions. Amerify highlights Non-QM, no income options, bank statement loan options, reverse and reverse jumbo options, and down payment assistance programs.
Scale
E Mortgage Capital, Inc. operates 85 branches. Branch locations are in AL, AZ, CA, CT, DE, FL, GA, HI, KS, MI, MN, MO, NC, ND, NH, NJ, NV, OH, OK, OR, PA, SC, TX, UT, WA, and WY.
NMLS ID
E Mortgage Capital, Inc. is registered under NMLS company ID 1416824. Consumers can verify license status through the NMLS Consumer Access website.
Disclaimer
E Mortgage Capital, Inc., NMLS ID 1416824. Licensing information is subject to change, and readers should verify directly with the lender or through NMLS Consumer Access. This profile is for informational purposes only.
Verify NMLS #1416824 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is EMortgage Capital's NMLS number?
EMortgage Capital operates under NMLS #1416824. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
Has FreeRateUpdate verified EMortgage Capital's NMLS ID?
Yes. FreeRateUpdate verified the company name and NMLS ID shown for EMortgage Capital against NMLS records on November 6, 2025. EMortgage Capital has participated in the FreeRateUpdate network of lenders and brokers since September 2015. This confirms company identity against the NMLS record; it is not an endorsement, and it does not verify licence status in any particular state.
Where can I learn more about EMortgage Capital?
EMortgage Capital's verified NMLS identity, company details, and source links when available are published on this FreeRateUpdate.com profile page.