E Mortgage Capital, Inc. NMLS #1416824
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Who is E Mortgage Capital, Inc.?
E Mortgage Capital, Inc. (NMLS #1416824) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Is E Mortgage Capital, Inc. legit?
Here's what public licensing records show. E Mortgage Capital, Inc. holds mortgage licenses in 42 states, including Alaska, Arizona, Arkansas, California, Colorado (NMLS ID #1416824, per NMLS records as of October 1, 2026). FreeRateUpdate does not rate, endorse or vouch for lenders. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
Key Facts
- Lender or brokerE Mortgage Capital, Inc.
- NMLS #1416824
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- Profile updated
- Biography reviewed byPaige Sutton, NMLS #1888684 ()
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About E Mortgage Capital, Inc.
Overview
E Mortgage Capital, Inc. is a mortgage company that works with borrowers on home financing through multiple consumer-facing trade names. Borrower-facing loan information covers standard home-loan needs as well as specialty financing.
Mortgage options
Mortgage options include home purchase loans, refinance loans, FHA loans, VA loans, jumbo loans, reverse mortgages, jumbo reverse options, non-QM loans, bank-statement loans, home-equity lines of credit, and construction financing.
How it works
The borrower process starts with contacting a loan professional, then choosing a home loan and completing the mortgage closing.
Locations
E Mortgage Capital, Inc. has 85 branches in 26 states, including offices in California, Florida, Texas, Pennsylvania, Utah, Washington, and Wyoming.
Company details and licensing
E Mortgage Capital, Inc. is a corporation formed in California, United States, on May 6, 2015. Its headquarters is at 3750 S Susan Street, Santa Ana, California 92704. Trade names include Amerify, Loan Vault, and Searchlight Home Loans. The company's NMLS ID is 1416824. Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #1416824 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS Consumer Access, looked up rather than cited from a dated record. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
Is E Mortgage Capital, Inc. legit?
Here's what public licensing records show. E Mortgage Capital, Inc. holds mortgage licenses in 42 states, including Alaska, Arizona, Arkansas, California, Colorado (NMLS ID #1416824, per NMLS records as of October 1, 2026). FreeRateUpdate does not rate, endorse or vouch for lenders. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
What is E Mortgage Capital, Inc.'s NMLS number?
E Mortgage Capital, Inc.'s NMLS number is 1416824. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified E Mortgage Capital, Inc.'s NMLS ID?
Yes. We checked E Mortgage Capital, Inc.'s company name and NMLS ID against the NMLS record on November 6, 2025. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about E Mortgage Capital, Inc.?
This page has E Mortgage Capital, Inc.'s NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.