East Coast Capital Corp. NMLS #1403
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Who is East Coast Capital Corp.?
East Coast Capital Corp. (NMLS #1403) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerEast Coast Capital Corp.
- NMLS #1403
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 1,725 applications decided by EAST COAST CAPITAL CORP. in 2025, 1,602 were originated, 3 were approved but not accepted by the borrower, and 120 were denied.
- Median rate spread0.597 (reported on 1,265 originations, 337 reported no spread at all -- a median of what was reported, not of everything originated)
That is an approval rate of 93%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-10T21:03:08+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for EAST COAST CAPITAL CORP. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About East Coast Capital Corp.
Overview
East Coast Capital Corp. is a mortgage company headquartered in Melville, New York. Under the First Access Lending name, it offers home-purchase and refinance financing, including options for homeowners seeking to use home equity.
The company serves borrowers such as first-time home buyers, experienced investors, and homeowners considering cash-out refinancing, a second mortgage, or a HELOC.
Mortgage options
Mortgage options include home-purchase loans, refinance loans, cash-out refinances, second mortgages, HELOCs, and VA loans. The company also identifies financing for first-time home buyers and experienced investors.
Locations
East Coast Capital Corp. has 24 branches in Arizona, California, Connecticut, Florida, Illinois, Maryland, Massachusetts, Nevada, New Jersey, New York, Ohio, Pennsylvania, and South Carolina.
Company details and licensing
East Coast Capital Corp. is a corporation formed in New York, United States, on January 11, 1999. Its headquarters is at 2 Corporate Center Drive, Suite 110, Melville, New York 11747.
Supported trade names include First Access Lending, ecap Home Loans, and Mountain West Capital. The company's NMLS ID is 1403. Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #1403 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is East Coast Capital Corp.'s NMLS number?
East Coast Capital Corp.'s NMLS number is 1403. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified East Coast Capital Corp.'s NMLS ID?
Yes. We checked East Coast Capital Corp.'s company name and NMLS ID against the NMLS record on December 12, 2025. They've been in our lender network since September 2014. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about East Coast Capital Corp.?
This page has East Coast Capital Corp.'s NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.