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Annie Mac Home Mortgage: 2025 loan data
Annie Mac Home Mortgage's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
- Home loans closed12,172Loans it funded in 2025
- Approval rate96.6%Of applications it said yes or no to
- Typical loan costs$8,264.50Middle amount, before taxes, prepaids and escrow
- Typical lender fees$2,992.50Its own charges to make the loan
What it closes
12,172 home loans closed in 2025
Share of its 2025 home loans: 58% Conventional, 27% FHA, 14% VA and 1% Other types.
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asAMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
- 2025 home loan decisionsOf 12,703 applications decided by AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC in 2025, 12,172 were originated, 105 were approved but not accepted by the borrower, and 426 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 96.6%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 3,912 applications were withdrawn by the borrower, 2,304 were closed for incompleteness, and 48 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.404 percentage points above the average prime offer rate (reported on 11,548 originations, 624 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$8,264.50 — originated closed-end household loans, 2025, 11,933 loans. FFIEC HMDA data browser.
- Median origination charges$2,992.50 — originated closed-end household loans, 2025, 11,933 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types7,097 Conventional, 3,347 FHA, 1,647 VA, 81 USDA — of 12,172 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.