Annie Mac Home Mortgage NMLS #338923
Active Matched with at least one FreeRateUpdate rate shopper in the last 180 days
At a glance
- Size12,172 home loans closed in 2025
- Loan typesConventional, FHA and VA
2025 figures are for AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC's filing.
What it closes
Share of its 2025 home loans: 58% Conventional, 27% FHA, 14% VA and 1% Other types.
Ask Hope Anything About Mortgage & Home Equity!
Hope could not take that just now. Your question is still in the box.
Hope is AI and can make mistakes. Please double-check responses. About Hope * Advertising Disclosure
Who is Annie Mac Home Mortgage?
Annie Mac Home Mortgage is a brand of American Neighborhood Mortgage Acceptance Company. (NMLS #338923), which is a lender listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerAnnie Mac Home Mortgage
- Brand ofAmerican Neighborhood Mortgage Acceptance Company., NMLS #338923
- NMLS #338923
- Profile updated
- Biography reviewed byPaige Sutton, NMLS #1888684 ()
Compare current mortgage rates · Mortgage calculator · All lender profiles
About Annie Mac Home Mortgage
Overview
American Neighborhood Mortgage Acceptance Company. is a residential mortgage lender whose offerings include Non-QM home loans. Non-QM loans use alternative ways to document income or assets for borrowers whose financial picture may not fit traditional guidelines.
Mortgage options
Mortgage options include purchase loans, refinance loans, home equity access, a cash-offer program called Cash2Keys, Buy Now, Sell Later, temporary buydowns, and Rate Relief permanent rate buydowns.
Locations
The company has 263 branches.
Company details and licensing
The legal entity is American Neighborhood Mortgage Acceptance Company LLC, a limited liability company formed in Delaware on April 8, 2010. Trade names include AnnieMac Home Mortgage, OVM Financial, and LOFIDIRECT. The company is headquartered at 700 East Gate Drive Suite 400, Mount Laurel, New Jersey 08054. NMLS company ID is 338923.
Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #338923 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Additional information
Reported application outcomes and pricing, 2025
- Filed asAMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
- 2025 home loan decisionsOf 12,703 applications decided by AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC in 2025, 12,172 were originated, 105 were approved but not accepted by the borrower, and 426 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 96.6%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 3,912 applications were withdrawn by the borrower, 2,304 were closed for incompleteness, and 48 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.404 percentage points above the average prime offer rate (reported on 11,548 originations, 624 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$8,264.50 — originated closed-end household loans, 2025, 11,933 loans. FFIEC HMDA data browser.
- Median origination charges$2,992.50 — originated closed-end household loans, 2025, 11,933 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types7,097 Conventional, 3,347 FHA, 1,647 VA, 81 USDA — of 12,172 reported originations, 2025. FFIEC HMDA data browser.
Evidence read October 20, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
Frequently Asked Questions
What is Annie Mac Home Mortgage's NMLS number?
Annie Mac Home Mortgage's NMLS number is 338923. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Where can I learn more about Annie Mac Home Mortgage?
This page has Annie Mac Home Mortgage's NMLS registration and company facts, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.