Mortgage Lender Reviews & Ratings » Pioneer Mortgage Funding
About Pioneer Mortgage Funding
Overview
Guaranteed Rate, Inc. is a prominent mortgage lender headquartered in Chicago, Illinois. Founded in 1999, the company operates as a corporation and offers a wide range of mortgage products to consumers across the United States. Guaranteed Rate serves homebuyers and those looking to refinance their existing mortgages, with a focus on providing transparent and educational services to its clients.
Business Type
Guaranteed Rate, Inc. operates as a corporation and functions as a direct lender in the mortgage industry. The company provides both purchase and refinance mortgage solutions.
Website Branding
Guaranteed Rate, Inc. is publicly branded under several trade names, including "Qualifi," "Certainty Home Lending," "Citywide Home Mortgage," and "Rate." Their primary website is www.guaranteedrate.com, and they also operate other domain names such as www.rate.com and www.owning.com.
Headquarters
The headquarters of Guaranteed Rate, Inc. is located at 3940 N Ravenswood, Chicago, IL 60613, United States. The company was formed in the state of Delaware.
Years in Operation
Guaranteed Rate, Inc. has been in operation for 27 years, having been founded in 1999.
Loan Types
Guaranteed Rate, Inc. offers a variety of loan products, including VA loans. The company is known for providing a range of mortgage solutions to meet different borrower needs.
Licensing Footprint
Guaranteed Rate, Inc. is licensed to operate in all 50 states and the District of Columbia, according to their website.
Scale
Guaranteed Rate, Inc. has a significant geographic presence with 1,134 branches located across various states, including California, Texas, Florida, and New York.
Reputation
According to the Better Business Bureau, Guaranteed Rate, Inc. holds an A+ rating but is not accredited by the BBB.
NMLS ID
Guaranteed Rate, Inc. is registered with the NMLS under ID number 2611. Consumers can verify the company's licensing status at the NMLS Consumer Access website.
Disclaimer
This profile is for informational purposes only. Details such as licensing information are subject to change, and readers should verify directly with the lender or at the NMLS Consumer Access website. Guaranteed Rate, Inc.'s NMLS ID is 2611.
NMLS #2611 — Verify on NMLS Consumer Access — Profile last updated: April 1, 2026